Student Loan Payment Calculator for University of North Texas

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $101,544.00 to attend University of North Texas. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

University of North Texas Student Loan Payments
Example Payments
Monthly Loan Payment$1,015.10
Amount Borrowed$101,544.00
Interest Rate3.73%
Term years
Number of Monthly Payments120
Total Interest Cost$20,268.47
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $121,812.47 to afford the $1,015.10 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of North Texas student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $1,015.10 $699.47 $315.63 $100,844.53
2 $1,015.10 $701.65 $313.46 $100,142.88
3 $1,015.10 $703.83 $311.28 $99,439.06
4 $1,015.10 $706.01 $309.09 $98,733.04
5 $1,015.10 $708.21 $306.90 $98,024.83
6 $1,015.10 $710.41 $304.69 $97,314.42
7 $1,015.10 $712.62 $302.49 $96,601.81
8 $1,015.10 $714.83 $300.27 $95,886.97
9 $1,015.10 $717.06 $298.05 $95,169.92
10 $1,015.10 $719.28 $295.82 $94,450.63
11 $1,015.10 $721.52 $293.58 $93,729.11
12 $1,015.10 $723.76 $291.34 $93,005.35
13 $1,015.10 $726.01 $289.09 $92,279.34
14 $1,015.10 $728.27 $286.83 $91,551.07
15 $1,015.10 $730.53 $284.57 $90,820.54
16 $1,015.10 $732.80 $282.30 $90,087.73
17 $1,015.10 $735.08 $280.02 $89,352.65
18 $1,015.10 $737.37 $277.74 $88,615.29
19 $1,015.10 $739.66 $275.45 $87,875.63
20 $1,015.10 $741.96 $273.15 $87,133.67
21 $1,015.10 $744.26 $270.84 $86,389.41
22 $1,015.10 $746.58 $268.53 $85,642.83
23 $1,015.10 $748.90 $266.21 $84,893.93
24 $1,015.10 $751.23 $263.88 $84,142.71
25 $1,015.10 $753.56 $261.54 $83,389.15
26 $1,015.10 $755.90 $259.20 $82,633.25
27 $1,015.10 $758.25 $256.85 $81,874.99
28 $1,015.10 $760.61 $254.49 $81,114.38
29 $1,015.10 $762.97 $252.13 $80,351.41
30 $1,015.10 $765.34 $249.76 $79,586.07
31 $1,015.10 $767.72 $247.38 $78,818.34
32 $1,015.10 $770.11 $244.99 $78,048.23
33 $1,015.10 $772.50 $242.60 $77,275.73
34 $1,015.10 $774.91 $240.20 $76,500.82
35 $1,015.10 $777.31 $237.79 $75,723.51
36 $1,015.10 $779.73 $235.37 $74,943.78
37 $1,015.10 $782.15 $232.95 $74,161.63
38 $1,015.10 $784.58 $230.52 $73,377.04
39 $1,015.10 $787.02 $228.08 $72,590.02
40 $1,015.10 $789.47 $225.63 $71,800.55
41 $1,015.10 $791.92 $223.18 $71,008.62
42 $1,015.10 $794.39 $220.72 $70,214.24
43 $1,015.10 $796.85 $218.25 $69,417.38
44 $1,015.10 $799.33 $215.77 $68,618.05
45 $1,015.10 $801.82 $213.29 $67,816.24
46 $1,015.10 $804.31 $210.80 $67,011.93
47 $1,015.10 $806.81 $208.30 $66,205.12
48 $1,015.10 $809.32 $205.79 $65,395.80
49 $1,015.10 $811.83 $203.27 $64,583.97
50 $1,015.10 $814.36 $200.75 $63,769.61
51 $1,015.10 $816.89 $198.22 $62,952.73
52 $1,015.10 $819.43 $195.68 $62,133.30
53 $1,015.10 $821.97 $193.13 $61,311.33
54 $1,015.10 $824.53 $190.58 $60,486.80
55 $1,015.10 $827.09 $188.01 $59,659.71
56 $1,015.10 $829.66 $185.44 $58,830.05
57 $1,015.10 $832.24 $182.86 $57,997.81
58 $1,015.10 $834.83 $180.28 $57,162.98
59 $1,015.10 $837.42 $177.68 $56,325.56
60 $1,015.10 $840.03 $175.08 $55,485.53
61 $1,015.10 $842.64 $172.47 $54,642.90
62 $1,015.10 $845.26 $169.85 $53,797.64
63 $1,015.10 $847.88 $167.22 $52,949.76
64 $1,015.10 $850.52 $164.59 $52,099.24
65 $1,015.10 $853.16 $161.94 $51,246.08
66 $1,015.10 $855.81 $159.29 $50,390.26
67 $1,015.10 $858.47 $156.63 $49,531.79
68 $1,015.10 $861.14 $153.96 $48,670.65
69 $1,015.10 $863.82 $151.28 $47,806.83
70 $1,015.10 $866.50 $148.60 $46,940.32
71 $1,015.10 $869.20 $145.91 $46,071.13
72 $1,015.10 $871.90 $143.20 $45,199.23
73 $1,015.10 $874.61 $140.49 $44,324.62
74 $1,015.10 $877.33 $137.78 $43,447.29
75 $1,015.10 $880.06 $135.05 $42,567.23
76 $1,015.10 $882.79 $132.31 $41,684.44
77 $1,015.10 $885.53 $129.57 $40,798.91
78 $1,015.10 $888.29 $126.82 $39,910.62
79 $1,015.10 $891.05 $124.06 $39,019.57
80 $1,015.10 $893.82 $121.29 $38,125.76
81 $1,015.10 $896.60 $118.51 $37,229.16
82 $1,015.10 $899.38 $115.72 $36,329.78
83 $1,015.10 $902.18 $112.93 $35,427.60
84 $1,015.10 $904.98 $110.12 $34,522.61
85 $1,015.10 $907.80 $107.31 $33,614.82
86 $1,015.10 $910.62 $104.49 $32,704.20
87 $1,015.10 $913.45 $101.66 $31,790.75
88 $1,015.10 $916.29 $98.82 $30,874.46
89 $1,015.10 $919.14 $95.97 $29,955.33
90 $1,015.10 $921.99 $93.11 $29,033.34
91 $1,015.10 $924.86 $90.25 $28,108.48
92 $1,015.10 $927.73 $87.37 $27,180.74
93 $1,015.10 $930.62 $84.49 $26,250.13
94 $1,015.10 $933.51 $81.59 $25,316.62
95 $1,015.10 $936.41 $78.69 $24,380.20
96 $1,015.10 $939.32 $75.78 $23,440.88
97 $1,015.10 $942.24 $72.86 $22,498.64
98 $1,015.10 $945.17 $69.93 $21,553.47
99 $1,015.10 $948.11 $67.00 $20,605.36
100 $1,015.10 $951.06 $64.05 $19,654.31
101 $1,015.10 $954.01 $61.09 $18,700.29
102 $1,015.10 $956.98 $58.13 $17,743.32
103 $1,015.10 $959.95 $55.15 $16,783.37
104 $1,015.10 $962.94 $52.17 $15,820.43
105 $1,015.10 $965.93 $49.18 $14,854.50
106 $1,015.10 $968.93 $46.17 $13,885.57
107 $1,015.10 $971.94 $43.16 $12,913.63
108 $1,015.10 $974.96 $40.14 $11,938.66
109 $1,015.10 $977.99 $37.11 $10,960.67
110 $1,015.10 $981.03 $34.07 $9,979.63
111 $1,015.10 $984.08 $31.02 $8,995.55
112 $1,015.10 $987.14 $27.96 $8,008.41
113 $1,015.10 $990.21 $24.89 $7,018.20
114 $1,015.10 $993.29 $21.81 $6,024.91
115 $1,015.10 $996.38 $18.73 $5,028.53
116 $1,015.10 $999.47 $15.63 $4,029.06
117 $1,015.10 $1,002.58 $12.52 $3,026.48
118 $1,015.10 $1,005.70 $9.41 $2,020.78
119 $1,015.10 $1,008.82 $6.28 $1,011.96
120 $1,015.10 $1,011.96 $3.15 $0.00