Cost to Attend Hampden Sydney College

Hampden Sydney College
Hampden-Sydney, Virginia

Annual Costs

Undergraduate Tuition

Tuition for Hampden Sydney College is $47,014 for the 2021/2022 academic year. This is 55% more expensive than the national average private non-profit four year college tuition of $30,379. The cost is 127% more expensive than the average Virginia tuition of $20,712 for 4 year colleges. Tuition ranks 56th in Virginia amongst 4 year colleges for affordability and is the 3rd most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $2,490 in addition to tuition bringing the total effective in-state tuition to $49,504.

Housing Costs

Hampden Sydney College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Hampden-Sydney area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $14,278.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

Off-campus students should budget for $2,000 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to HSC- Hampden-Sydney was $66,982 for the 2021/2022 academic year. The cost is the same for all students regardless of Virginia residence status as there is no in-state discount. Students residing at home with parents providing food and housing can expect a total cost of $52,954.

Citation: Price data from the U.S. Department of Education's 2022 IPEDS survey response for Hampden Sydney College and represent reported costs for the 2021-2022 academic year.

Costs and Tuition for Hampden Sydney College
Estimated Budgets
Virginia Resident Total Budget (Living Off Campus)$66,982
   In-State Tuition$47,014
   Other Fees$2,490
   Off-Campus Housing Budget$14,278
   Off-Campus Other Budget$2,000
   Books and Supplies$1,200
Virginia Resident Total Budget (Living with Parents)$52,954
   In-State Tuition$47,014
   Other Fees$2,490
   Family Provided Room and Board$0
   With-Family Other Living Budget$2,250
   Books and Supplies$1,200
Non-Resident Total Budget (Living Off Campus)$66,982
   Out-of-State Tuition$47,014
   Other Fees$2,490
   Off-Campus Housing Budget$14,278
   Off-Campus Other Budget$2,000
   Books and Supplies$1,200
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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $66,982 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported HSC- Hampden-Sydney net price for in-state students is $33,331* for the 2019/2020 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

100% of Hampden Sydney College students received grant aid in 2019/2020. The average total aid amount was $30,030. 21 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $4,236. To apply for a Pell Grant to attend Hampden Sydney College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Hampden Sydney College
Financial Aid Summary
Average Annual Net Price$33,331*
Percent of Students Receiving Grant Aid100%
Average Total Grant Aid$30,030
Percent of Students Receiving Pell Grants21%
Average Amount of Pell Grant Aid$4,236

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2019/2020 academic year.

Family Income Avg. Net Price
$0 to $30,000$25,847
$30,001 to $48,000$27,931
$48,001 to $75,000$24,999
$75,001 to $110,000$31,153

Average Financial Aid Mix - $66,982 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $66,982. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

Grants and Scholarships
46% - $30,030

Money granted to you by the U.S. Department of Education, Hampden Sydney College or other organizations. These are not loans and do not need to be repaid.

Federal Loans
8% - $5,424

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket
45% -  $29,528

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. Hampden Sydney College
Eastern Mennonite University15.7% less expensive
Howard University39.5% less expensive
St John's College25.6% less expensive
Cabarrus College of Health Sciences70.5% less expensive
Messiah College20.4% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Hampden Sydney College.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at HSC- Hampden-Sydney is $267,928 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $24,679 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $98,716**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $334,910 or $123,395 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Hampden Sydney College.

Virginia Resident Tuition Per Semester$23,507
Virginia Resident Total Cost Per Semester$33,491

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Hampden Sydney College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Hampden Sydney College
Price per credit hour$1,472
Cost for one class (3 credit hours)$4,416
Cost for one class (4 credit hours)$5,888

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 56% of Hampden Sydney College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,424.

Example Loan Payments and Costs

How much are student loan payments for Hampden Sydney College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $98,716, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $125,586.47. This could be your effective total out of pocket cost of an education at Hampden Sydney College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 100% of students at this school who receive financial aid and you are paying an average annual net price of $24,679. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Hampden Sydney College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Hampden Sydney College Student Loan Payments
Example Payments
Monthly Loan Payment$1,046.55
Amount Borrowed$98,716.00
Interest Rate4.99%
Term10 years
Number of Monthly Payments120
Total Interest Cost$26,870.47
Sum of All Payments over 10 years$125,586.47

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend HSC- Hampden-Sydney? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Hampden Sydney College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $125,586.47 would be needed to afford a $1,046.55 monthly payment in the example $98,716.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Hampden Sydney College in the future? In the past four years, this school's published in-state tuition and fee total rose from $41,516 to $47,014. This amounts to an average annual price increase of 2.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $267,928.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Hampden Sydney College.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2028$92,116$368,463
Estimated Cost in 10 years for students enrolling in 2033$117,566$470,263
Estimated Cost in 15 years for students enrolling in 2038 $150,047$600,188
Estimated Cost in 18 years for students enrolling in 2041 $173,698$694,793


Use the calculators below to formulate a college savings plan for Hampden Sydney College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Hampden Sydney College in the future.

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Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Hampden Sydney College student loan.

Prepayment Option

About Hampden Sydney College

Hampden Sydney College is a four year private college located in Hampden-Sydney, Virginia.  Full time enrollment is 842 and part time is 9. Learn more about getting accepted at Hampden Sydney College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Hampden Sydney College
College Road
Hampden-Sydney, Virginia

For Profit / Not For Profit Status

Hampden Sydney College is a private not for profit institution.

Hampden Sydney College cost and financial aid data source: U.S. Department of Education IPEDS survey data. Data last updated February 2023 and reflects academic year 2021/2022 costs reported by the school.