Annual Costs

Undergraduate Tuition

Tidewater Community College tuition is $4,313 per year for in-state residents. This is 22% more expensive than the national average public two year tuition of $3,532. The cost is 47% cheaper than the average Virginia tuition of $8,174 for 2 year colleges. Tuition ranks 20th in Virginia amongst 2 year colleges for affordability and is the 18th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $9,611 which represents a 123% premium.

The school charges an additional fees of $1,121 in addition to tuition bringing the total effective in-state tuition to $5,434.

Housing Costs

Tidewater Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Norfolk area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $9,606.

Books and Supplies

The estimated annual cost for books and supplies is $1,500.

Other Living Expenses

Off-campus students should budget for $3,516 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Virginia residents to go to Tidewater Community College is $20,056 for the 2017/2018 academic year. Out-of-state students who don't have Virginia residence can expect a one year cost of $25,354. Students residing at home with parents providing food and housing should budget a total cost of $10,294.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Tidewater Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Tidewater Community College
Estimated Budgets
Virginia Resident Total Budget (Living Off Campus)$20,056
   In-State Tuition$4,313
   Other Fees$1,121
   Off-Campus Housing Budget$9,606
   Off-Campus Other Budget$3,516
   Books and Supplies$1,500
Virginia Resident Total Budget (Living with Parents)$10,294
   In-State Tuition$4,313
   Other Fees$1,121
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,360
   Books and Supplies$1,500


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $20,056 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Tidewater Community College net price for in-state students is $6,429* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

62% of Tidewater Community College students received grant aid in 2014/2015. The average total aid amount was $4,906. 60 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,281. To apply for a Pell Grant to attend Tidewater Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Tidewater Community College
Financial Aid Summary
Average Annual Net Price$6,429*
Percent of Students Receiving Grant Aid62%
Average Total Grant Aid$4,906
Percent of Students Receiving Pell Grants60%
Average Amount of Pell Grant Aid$4,281

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$5,594
$30,001 to $48,000$6,193
$48,001 to $75,000$8,277
$75,001 to $110,000$10,557

Average Financial Aid Mix - $20,056 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $20,056. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 30% - $4,906

Money granted to you by the U.S. Department of Education, Tidewater Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 29% - $4,878

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 41% -  $6,756

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Tidewater Community College
Thomas Nelson Community College0% less expensive
College of the Albemarle51.9% less expensive
Paul D Camp Community College1.4% less expensive
Rappahannock Community College1.4% less expensive
Roanoke Chowan Community College43.6% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Tidewater Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Tidewater Community College is $40,112 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $4,293 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $8,586**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Tidewater Community College.

Virginia Resident Tuition Per Semester$2,156
Virginia Resident Total Cost Per Semester$10,028
Non-Virginia Resident Tuition Per Semester$4,806
Non-Virginia Resident Total Cost Per Semester$12,677

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Tidewater Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Tidewater Community College
Price per credit hour for Virginia residents$144
Cost for one class for Virginia residents (3 credit hours)$432
Price per credit hour for out of state residents$320
Cost for one class for out of state residents (3 credit hours)$960
Cost for one class for out of state residents (4 credit hours)$1,280


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 31% of Tidewater Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,878.

Example Loan Payments and Costs

How much are student loan payments for Tidewater Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $8,586, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $10,653.26. This could be your effective total out of pocket cost of an education at Tidewater Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 62% of students at this school who receive financial aid and you are paying an average annual net price of $4,293. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Tidewater Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Tidewater Community College Student Loan Payments
Example Payments
Monthly Loan Payment$88.78
Amount Borrowed$8,586.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,067.26
Sum of All Payments over 10 years$10,653.26

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Tidewater Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Tidewater Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $10,653.26 would be needed to afford a $88.78 monthly payment in the example $8,586.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Tidewater Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $2,808 to $4,313. This amounts to an average annual price increase of 10.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $40,112.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Tidewater Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$26,237$52,474
Estimated Cost in 10 years for students enrolling in 2029$33,486$66,972
Estimated Cost in 15 years for students enrolling in 2034 $42,737$85,475
Estimated Cost in 18 years for students enrolling in 2037 $49,474$98,948

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Tidewater Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Social Sciences, General Associate's Degree 694 22% costlier
Business Administration and Management, General Associate's Degree 389 17% costlier
Biological and Physical Sciences Associate's Degree 314 17% costlier
General Studies Associate's Degree 193 20% costlier
Humanities/Humanistic Studies Associate's Degree 99 15% costlier
Registered Nursing/Registered Nurse Associate's Degree 79 26% costlier
Child Care Provider/Assistant Associate's Degree 66 28% costlier
Engineering, General Associate's Degree 59 35% costlier
Business Administration, Management and Operations, Other Associate's Degree 57 24% costlier
Criminal Justice/Law Enforcement Administration Associate's Degree 56 20% costlier
Accounting and Related Services, Other Associate's Degree 47 32% costlier
Computer and Information Sciences, General Associate's Degree 42 28% costlier
Legal Assistant/Paralegal Associate's Degree 42 25% costlier
Design and Visual Communications, General Associate's Degree 38 26% costlier
Business Operations Support and Secretarial Services, Other Associate's Degree 37 48% costlier
Radiologic Technology/Science - Radiographer Associate's Degree 36 30% costlier
Industrial Technology/Technician Associate's Degree 36 44% costlier
Hospitality Administration/Management, General Associate's Degree 31 27% costlier
Fire Science/Fire-fighting Associate's Degree 30 38% costlier
Occupational Therapist Assistant Associate's Degree 30 26% costlier
CAD/CADD Drafting and/or Design Technology/Technician Associate's Degree 28 32% costlier
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 27 40% costlier
Visual and Performing Arts, Other Associate's Degree 26 33% costlier
Physical Therapy Technician/Assistant Associate's Degree 23 26% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 18 39% costlier
Health Information/Medical Records Technology/Technician Associate's Degree 18 33% costlier
Respiratory Care Therapy/Therapist Associate's Degree 16 31% costlier
Mental and Social Health Services and Allied Professions, Other Associate's Degree 16 39% costlier
Civil Engineering Technology/Technician Associate's Degree 15 28% costlier
Funeral Service and Mortuary Science, General Associate's Degree 14 24% costlier
Electrician Associate's Degree 14 43% costlier
Interior Design Associate's Degree 14 21% costlier
Industrial Electronics Technology/Technician Associate's Degree 13 41% costlier
Diagnostic Medical Sonography/Sonographer and Ultrasound Technician Associate's Degree 12 30% costlier
Applied Horticulture/Horticulture Operations, General Associate's Degree 11 28% costlier
Culinary Arts and Related Services Associate's Degree 11 20% costlier
Industrial Production Technologies/Technicians, Other Associate's Degree 9 33% costlier


Use the calculators below to formulate a college savings plan for Tidewater Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Tidewater Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Tidewater Community College student loan.

Prepayment Option

About Tidewater Community College

Tidewater Community College is a two year community college located in Norfolk, Virginia.  Full time enrollment is 8,667 and part time is 15,278.  Tidewater Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Tidewater Community College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Tidewater Community College
121 College Place
Norfolk, Virginia

For Profit / Not For Profit Status

Tidewater Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Tidewater Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=233772 IPEDS survey data.