Annual Costs

Undergraduate Tuition

Tuition for American Public University System is $6,480 for the 2018/2019 academic year. This is 55% cheaper than the national average private for-profit four year college tuition of $14,406. The cost is 54% cheaper than the average West Virginia tuition of $14,077 for 4 year colleges. Tuition ranks 6th in West Virginia amongst 4 year colleges for affordability and is the 17th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $400 in addition to tuition bringing the total effective in-state tuition to $6,880.

Housing Costs

American Public University System doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Charles Town area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $7,152.

Books and Supplies

The estimated annual cost for books and supplies is $0.

Other Living Expenses

Off-campus students should budget for $2,248 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to American Public University System was $16,280 for the 2018/2019 academic year. The cost is the same for all students regardless of West Virginia residence status as there is no in-state discount. Students residing at home with parents providing food and housing can expect a total cost of $9,128.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for American Public University System and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for American Public University System
Estimated Budgets
West Virginia Resident Total Budget (Living Off Campus)$16,280
   In-State Tuition$6,480
   Other Fees$400
   Off-Campus Housing Budget$7,152
   Off-Campus Other Budget$2,248
   Books and Supplies$0
West Virginia Resident Total Budget (Living with Parents)$9,128
   In-State Tuition$6,480
   Other Fees$400
   Family Provided Room and Board$0
   With-Family Other Living Budget$2,248
   Books and Supplies$0
Non-Resident Total Budget (Living Off Campus)$16,280
   Out-of-State Tuition$6,480
   Other Fees$400
   Off-Campus Housing Budget$7,152
   Off-Campus Other Budget$2,248
   Books and Supplies$0


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $16,280 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported American Public University System net price for in-state students is $9,572* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

85% of American Public University System students received grant aid in 2014/2015. The average total aid amount was $4,992. 84 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $5,005. To apply for a Pell Grant to attend American Public University System, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for American Public University System
Financial Aid Summary
Average Annual Net Price$9,572*
Percent of Students Receiving Grant Aid85%
Average Total Grant Aid$4,992
Percent of Students Receiving Pell Grants84%
Average Amount of Pell Grant Aid$5,005

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$9,568
$30,001 to $48,000$9,979
$48,001 to $75,000$11,423
$75,001 to $110,000$13,812

Average Financial Aid Mix - $16,280 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $16,280. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 36% - $4,992

Money granted to you by the U.S. Department of Education, American Public University System or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 62% - $8,720

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 2% -  $320

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. American Public University System
Purdue Global Hagerstown Campus106.1% more expensive
Potomac College Herndon100.4% more expensive
University of Phoenix Northern Virginia Campus46.3% more expensive
Stratford University131.2% more expensive
DeVry University Maryland144.4% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at American Public University System.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at American Public University System is $65,120 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $8,782 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $35,128**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $81,400 or $43,910 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at American Public University System are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at American Public University System
Price per credit hour$270
Cost for one class (3 credit hours)$810
Cost for one class (4 credit hours)$1,080


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 89% of American Public University System students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $8,720. The reported average student debt upon graduation is $16,635.

Example Loan Payments and Costs

How much are student loan payments for American Public University System? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $35,128, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $43,585.79. This could be your effective total out of pocket cost of an education at American Public University System. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 85% of students at this school who receive financial aid and you are paying an average annual net price of $8,782. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our American Public University System student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

American Public University System Student Loan Payments
Example Payments
Monthly Loan Payment$363.21
Amount Borrowed$35,128.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$8,457.79
Sum of All Payments over 10 years$43,585.79

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend American Public University System? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending American Public University System, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $43,585.79 would be needed to afford a $363.21 monthly payment in the example $35,128.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to American Public University System in the future? In the past four years, this school's published in-state tuition and fee total rose from $6,000 to $6,480. This amounts to an average annual price increase of 1.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $65,120.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for American Public University System.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$22,389$89,555
Estimated Cost in 10 years for students enrolling in 2030$28,574$114,298
Estimated Cost in 15 years for students enrolling in 2035 $36,469$145,876
Estimated Cost in 18 years for students enrolling in 2038 $42,217$168,870

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at American Public University System to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
General Studies Associate's Degree 492 23% cheaper
Business Administration and Management, General Bachelor's Degree 363 53% cheaper
International/Global Studies Bachelor's Degree 329 63% cheaper
Criminal Justice/Law Enforcement Administration Bachelor's Degree 314 49% cheaper
Homeland Security Bachelor's Degree 181 48% cheaper
Web/Multimedia Management and Webmaster Bachelor's Degree 148 35% cheaper
Kinesiology and Exercise Science Bachelor's Degree 125 58% cheaper
Logistics, Materials, and Supply Chain Management Bachelor's Degree 101 55% cheaper
Crisis/Emergency/Disaster Management Bachelor's Degree 96 44% cheaper
International Relations and Affairs Bachelor's Degree 72 65% cheaper
Securities Services Administration/Management Bachelor's Degree 64 42% cheaper
Psychology, General Bachelor's Degree 59 60% cheaper
Political Science and Government, General Bachelor's Degree 54 61% cheaper
Environmental Science Bachelor's Degree 53 62% cheaper
Human Development, Family Studies, and Related Services, Other Bachelor's Degree 45 54% cheaper
LEGAL PROFESSIONS AND STUDIES Bachelor's Degree 43 60% cheaper
Computer and Information Systems Security/Information Assurance Bachelor's Degree 41 35% cheaper
Sociology Bachelor's Degree 40 60% cheaper
Terrorism and Counterterrorism Operations Associate's Degree 32 16% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 30 17% cheaper
English Language and Literature, General Bachelor's Degree 29 59% cheaper
Aeronautics/Aviation/Aerospace Science and Technology, General Bachelor's Degree 28 51% cheaper
Business/Commerce, General Associate's Degree 26 26% cheaper
Cultural Studies/Critical Theory and Analysis Bachelor's Degree 24 64% cheaper
Religion/Religious Studies Bachelor's Degree 22 66% cheaper
Marketing/Marketing Management, General Bachelor's Degree 16 55% cheaper
Real Estate Associate's Degree 13 19% cheaper
Fire Services Administration Associate's Degree 13 17% cheaper
Computer Software and Media Applications, Other Associate's Degree 12 8% cheaper
Public Health, General Associate's Degree 10 29% cheaper
History, General Associate's Degree 10 16% cheaper
Hospitality Administration/Management, General Bachelor's Degree 10 55% cheaper
Child Care Provider/Assistant Associate's Degree 9 18% cheaper
Explosive Ordinance/Bomb Disposal Associate's Degree 9 16% costlier
Legal Assistant/Paralegal Associate's Degree 7 20% cheaper
Philosophy Bachelor's Degree 7 64% cheaper
Data Modeling/Warehousing and Database Administration Associate's Degree 5 6% cheaper
Human Resources Management and Services, Other Associate's Degree 4 0% costlier
Speech Communication and Rhetoric Associate's Degree 3 22% cheaper
Military Technologies and Applied Sciences, Other Associate's Degree 3 8% cheaper
Military History Associate's Degree 3 16% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 2 61% cheaper
Forensic Science and Technology Bachelor's Degree 2 57% cheaper
Women's Studies Bachelor's Degree 1 66% cheaper
Human Development and Family Studies, General Bachelor's Degree 1 56% cheaper


Use the calculators below to formulate a college savings plan for American Public University System or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford American Public University System in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a American Public University System student loan.

Prepayment Option

About American Public University System

American Public University System is a four year private college located in Charles Town, West Virginia.  Full time enrollment is 2,829 and part time is 45,794.  American Public University System has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about American Public University System at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

American Public University System
111 W Congress St
Charles Town, West Virginia

For Profit / Not For Profit Status

American Public University System is a private, for profit school.

American Public University System cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=449339 IPEDS survey data.