Savings Plan and Future Cost Estimation for American Public University System

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2041$45,371
Monthly savings required$359

How much will it cost to send your child to American Public University System in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $181,483.03 for students enrolling in 2041 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $359.14 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$17,496.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

College Savings Calculator

Update Your Savings Plan

Discover how much will you need to start saving now to afford American Public University System in the future.

Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $359.14 $0.00 $0.00 $359.14
2 $359.14 $359.14 $0.00 $2.03 $720.31
3 $720.31 $359.14 $0.00 $4.07 $1,083.52
4 $1,083.52 $359.14 $0.00 $6.13 $1,448.79
5 $1,448.79 $359.14 $0.00 $8.19 $1,816.12
6 $1,816.12 $359.14 $0.00 $10.27 $2,185.53
7 $2,185.53 $359.14 $0.00 $12.36 $2,557.03
8 $2,557.03 $359.14 $0.00 $14.46 $2,930.63
9 $2,930.63 $359.14 $0.00 $16.57 $3,306.34
10 $3,306.34 $359.14 $0.00 $18.69 $3,684.17
11 $3,684.17 $359.14 $0.00 $20.83 $4,064.14
12 $4,064.14 $359.14 $0.00 $22.98 $4,446.26
13 $4,446.26 $359.14 $0.00 $25.14 $4,830.54
14 $4,830.54 $359.14 $0.00 $27.31 $5,216.99
15 $5,216.99 $359.14 $0.00 $29.50 $5,605.63
16 $5,605.63 $359.14 $0.00 $31.70 $5,996.47
17 $5,996.47 $359.14 $0.00 $33.90 $6,389.51
18 $6,389.51 $359.14 $0.00 $36.13 $6,784.78
19 $6,784.78 $359.14 $0.00 $38.36 $7,182.28
20 $7,182.28 $359.14 $0.00 $40.61 $7,582.03
21 $7,582.03 $359.14 $0.00 $42.87 $7,984.04
22 $7,984.04 $359.14 $0.00 $45.14 $8,388.32
23 $8,388.32 $359.14 $0.00 $47.43 $8,794.89
24 $8,794.89 $359.14 $0.00 $49.73 $9,203.76
25 $9,203.76 $359.14 $0.00 $52.04 $9,614.94
26 $9,614.94 $359.14 $0.00 $54.36 $10,028.44
27 $10,028.44 $359.14 $0.00 $56.70 $10,444.28
28 $10,444.28 $359.14 $0.00 $59.05 $10,862.47
29 $10,862.47 $359.14 $0.00 $61.42 $11,283.03
30 $11,283.03 $359.14 $0.00 $63.80 $11,705.97
31 $11,705.97 $359.14 $0.00 $66.19 $12,131.30
32 $12,131.30 $359.14 $0.00 $68.59 $12,559.03
33 $12,559.03 $359.14 $0.00 $71.01 $12,989.18
34 $12,989.18 $359.14 $0.00 $73.44 $13,421.76
35 $13,421.76 $359.14 $0.00 $75.89 $13,856.79
36 $13,856.79 $359.14 $0.00 $78.35 $14,294.28
37 $14,294.28 $359.14 $0.00 $80.82 $14,734.24
38 $14,734.24 $359.14 $0.00 $83.31 $15,176.69
39 $15,176.69 $359.14 $0.00 $85.81 $15,621.64
40 $15,621.64 $359.14 $0.00 $88.33 $16,069.11
41 $16,069.11 $359.14 $0.00 $90.86 $16,519.11
42 $16,519.11 $359.14 $0.00 $93.40 $16,971.65
43 $16,971.65 $359.14 $0.00 $95.96 $17,426.75
44 $17,426.75 $359.14 $0.00 $98.53 $17,884.42
45 $17,884.42 $359.14 $0.00 $101.12 $18,344.68
46 $18,344.68 $359.14 $0.00 $103.72 $18,807.54
47 $18,807.54 $359.14 $0.00 $106.34 $19,273.02
48 $19,273.02 $359.14 $0.00 $108.97 $19,741.13
49 $19,741.13 $359.14 $0.00 $111.62 $20,211.89
50 $20,211.89 $359.14 $0.00 $114.28 $20,685.31
51 $20,685.31 $359.14 $0.00 $116.96 $21,161.41
52 $21,161.41 $359.14 $0.00 $119.65 $21,640.20
53 $21,640.20 $359.14 $0.00 $122.36 $22,121.70
54 $22,121.70 $359.14 $0.00 $125.08 $22,605.92
55 $22,605.92 $359.14 $0.00 $127.82 $23,092.88
56 $23,092.88 $359.14 $0.00 $130.57 $23,582.59
57 $23,582.59 $359.14 $0.00 $133.34 $24,075.07
58 $24,075.07 $359.14 $0.00 $136.12 $24,570.33
59 $24,570.33 $359.14 $0.00 $138.92 $25,068.39
60 $25,068.39 $359.14 $0.00 $141.74 $25,569.27
61 $25,569.27 $359.14 $0.00 $144.57 $26,072.98
62 $26,072.98 $359.14 $0.00 $147.42 $26,579.54
63 $26,579.54 $359.14 $0.00 $150.28 $27,088.96
64 $27,088.96 $359.14 $0.00 $153.16 $27,601.26
65 $27,601.26 $359.14 $0.00 $156.06 $28,116.46
66 $28,116.46 $359.14 $0.00 $158.97 $28,634.57
67 $28,634.57 $359.14 $0.00 $161.90 $29,155.61
68 $29,155.61 $359.14 $0.00 $164.85 $29,679.60
69 $29,679.60 $359.14 $0.00 $167.81 $30,206.55
70 $30,206.55 $359.14 $0.00 $170.79 $30,736.48
71 $30,736.48 $359.14 $0.00 $173.79 $31,269.41
72 $31,269.41 $359.14 $0.00 $176.80 $31,805.35
73 $31,805.35 $359.14 $0.00 $179.83 $32,344.32
74 $32,344.32 $359.14 $0.00 $182.88 $32,886.34
75 $32,886.34 $359.14 $0.00 $185.94 $33,431.42
76 $33,431.42 $359.14 $0.00 $189.03 $33,979.59
77 $33,979.59 $359.14 $0.00 $192.13 $34,530.86
78 $34,530.86 $359.14 $0.00 $195.24 $35,085.24
79 $35,085.24 $359.14 $0.00 $198.38 $35,642.76
80 $35,642.76 $359.14 $0.00 $201.53 $36,203.43
81 $36,203.43 $359.14 $0.00 $204.70 $36,767.27
82 $36,767.27 $359.14 $0.00 $207.89 $37,334.30
83 $37,334.30 $359.14 $0.00 $211.09 $37,904.53
84 $37,904.53 $359.14 $0.00 $214.32 $38,477.99
85 $38,477.99 $359.14 $0.00 $217.56 $39,054.69
86 $39,054.69 $359.14 $0.00 $220.82 $39,634.65
87 $39,634.65 $359.14 $0.00 $224.10 $40,217.89
88 $40,217.89 $359.14 $0.00 $227.40 $40,804.43
89 $40,804.43 $359.14 $0.00 $230.71 $41,394.28
90 $41,394.28 $359.14 $0.00 $234.05 $41,987.47
91 $41,987.47 $359.14 $0.00 $237.40 $42,584.01
92 $42,584.01 $359.14 $0.00 $240.78 $43,183.93
93 $43,183.93 $359.14 $0.00 $244.17 $43,787.24
94 $43,787.24 $359.14 $0.00 $247.58 $44,393.96
95 $44,393.96 $359.14 $0.00 $251.01 $45,004.11
96 $45,004.11 $359.14 $0.00 $254.46 $45,617.71
97 $45,617.71 $359.14 $0.00 $257.93 $46,234.78
98 $46,234.78 $359.14 $0.00 $261.42 $46,855.34
99 $46,855.34 $359.14 $0.00 $264.93 $47,479.41
100 $47,479.41 $359.14 $0.00 $268.46 $48,107.01
101 $48,107.01 $359.14 $0.00 $272.00 $48,738.15
102 $48,738.15 $359.14 $0.00 $275.57 $49,372.86
103 $49,372.86 $359.14 $0.00 $279.16 $50,011.16
104 $50,011.16 $359.14 $0.00 $282.77 $50,653.07
105 $50,653.07 $359.14 $0.00 $286.40 $51,298.61
106 $51,298.61 $359.14 $0.00 $290.05 $51,947.80
107 $51,947.80 $359.14 $0.00 $293.72 $52,600.66
108 $52,600.66 $359.14 $0.00 $297.41 $53,257.21
109 $53,257.21 $359.14 $0.00 $301.12 $53,917.47
110 $53,917.47 $359.14 $0.00 $304.86 $54,581.47
111 $54,581.47 $359.14 $0.00 $308.61 $55,249.22
112 $55,249.22 $359.14 $0.00 $312.39 $55,920.75
113 $55,920.75 $359.14 $0.00 $316.18 $56,596.07
114 $56,596.07 $359.14 $0.00 $320.00 $57,275.21
115 $57,275.21 $359.14 $0.00 $323.84 $57,958.19
116 $57,958.19 $359.14 $0.00 $327.70 $58,645.03
117 $58,645.03 $359.14 $0.00 $331.59 $59,335.76
118 $59,335.76 $359.14 $0.00 $335.49 $60,030.39
119 $60,030.39 $359.14 $0.00 $339.42 $60,728.95
120 $60,728.95 $359.14 $0.00 $343.37 $61,431.46
121 $61,431.46 $359.14 $0.00 $347.34 $62,137.94
122 $62,137.94 $359.14 $0.00 $351.34 $62,848.42
123 $62,848.42 $359.14 $0.00 $355.35 $63,562.91
124 $63,562.91 $359.14 $0.00 $359.39 $64,281.44
125 $64,281.44 $359.14 $0.00 $363.46 $65,004.04
126 $65,004.04 $359.14 $0.00 $367.54 $65,730.72
127 $65,730.72 $359.14 $0.00 $371.65 $66,461.51
128 $66,461.51 $359.14 $0.00 $375.78 $67,196.43
129 $67,196.43 $359.14 $0.00 $379.94 $67,935.51
130 $67,935.51 $359.14 $0.00 $384.12 $68,678.77
131 $68,678.77 $359.14 $0.00 $388.32 $69,426.23
132 $69,426.23 $359.14 $0.00 $392.55 $70,177.92
133 $70,177.92 $359.14 $0.00 $396.80 $70,933.86
134 $70,933.86 $359.14 $0.00 $401.07 $71,694.07
135 $71,694.07 $359.14 $0.00 $405.37 $72,458.58
136 $72,458.58 $359.14 $0.00 $409.69 $73,227.41
137 $73,227.41 $359.14 $0.00 $414.04 $74,000.59
138 $74,000.59 $359.14 $0.00 $418.41 $74,778.14
139 $74,778.14 $359.14 $0.00 $422.81 $75,560.09
140 $75,560.09 $359.14 $0.00 $427.23 $76,346.46
141 $76,346.46 $359.14 $0.00 $431.67 $77,137.27
142 $77,137.27 $359.14 $0.00 $436.15 $77,932.56
143 $77,932.56 $359.14 $0.00 $440.64 $78,732.34
144 $78,732.34 $359.14 $0.00 $445.16 $79,536.64
145 $79,536.64 $359.14 $0.00 $449.71 $80,345.49
146 $80,345.49 $359.14 $0.00 $454.29 $81,158.92
147 $81,158.92 $359.14 $0.00 $458.88 $81,976.94
148 $81,976.94 $359.14 $0.00 $463.51 $82,799.59
149 $82,799.59 $359.14 $0.00 $468.16 $83,626.89
150 $83,626.89 $359.14 $0.00 $472.84 $84,458.87
151 $84,458.87 $359.14 $0.00 $477.54 $85,295.55
152 $85,295.55 $359.14 $0.00 $482.27 $86,136.96
153 $86,136.96 $359.14 $0.00 $487.03 $86,983.13
154 $86,983.13 $359.14 $0.00 $491.82 $87,834.09
155 $87,834.09 $359.14 $0.00 $496.63 $88,689.86
156 $88,689.86 $359.14 $0.00 $501.47 $89,550.47
157 $89,550.47 $359.14 $0.00 $506.33 $90,415.94
158 $90,415.94 $359.14 $0.00 $511.22 $91,286.30
159 $91,286.30 $359.14 $0.00 $516.15 $92,161.59
160 $92,161.59 $359.14 $0.00 $521.10 $93,041.83
161 $93,041.83 $359.14 $0.00 $526.07 $93,927.04
162 $93,927.04 $359.14 $0.00 $531.08 $94,817.26
163 $94,817.26 $359.14 $0.00 $536.11 $95,712.51
164 $95,712.51 $359.14 $0.00 $541.17 $96,612.82
165 $96,612.82 $359.14 $0.00 $546.26 $97,518.22
166 $97,518.22 $359.14 $0.00 $551.38 $98,428.74
167 $98,428.74 $359.14 $0.00 $556.53 $99,344.41
168 $99,344.41 $359.14 $0.00 $561.71 $100,265.26
169 $100,265.26 $359.14 $0.00 $566.91 $101,191.31
170 $101,191.31 $359.14 $0.00 $572.15 $102,122.60
171 $102,122.60 $359.14 $0.00 $577.42 $103,059.16
172 $103,059.16 $359.14 $0.00 $582.71 $104,001.01
173 $104,001.01 $359.14 $0.00 $588.04 $104,948.19
174 $104,948.19 $359.14 $0.00 $593.39 $105,900.72
175 $105,900.72 $359.14 $0.00 $598.78 $106,858.64
176 $106,858.64 $359.14 $0.00 $604.19 $107,821.97
177 $107,821.97 $359.14 $0.00 $609.64 $108,790.75
178 $108,790.75 $359.14 $0.00 $615.12 $109,765.01
179 $109,765.01 $359.14 $0.00 $620.63 $110,744.78
180 $110,744.78 $359.14 $0.00 $626.17 $111,730.09
181 $111,730.09 $359.14 $0.00 $631.74 $112,720.97
182 $112,720.97 $359.14 $0.00 $637.34 $113,717.45
183 $113,717.45 $359.14 $0.00 $642.97 $114,719.56
184 $114,719.56 $359.14 $0.00 $648.64 $115,727.34
185 $115,727.34 $359.14 $0.00 $654.34 $116,740.82
186 $116,740.82 $359.14 $0.00 $660.07 $117,760.03
187 $117,760.03 $359.14 $0.00 $665.83 $118,785.00
188 $118,785.00 $359.14 $0.00 $671.63 $119,815.77
189 $119,815.77 $359.14 $0.00 $677.46 $120,852.37
190 $120,852.37 $359.14 $0.00 $683.32 $121,894.83
191 $121,894.83 $359.14 $0.00 $689.21 $122,943.18
192 $122,943.18 $359.14 $0.00 $695.14 $123,997.46
193 $123,997.46 $359.14 $0.00 $701.10 $125,057.70
194 $125,057.70 $359.14 $0.00 $707.09 $126,123.93
195 $126,123.93 $359.14 $0.00 $713.12 $127,196.19
196 $127,196.19 $359.14 $0.00 $719.19 $128,274.52
197 $128,274.52 $359.14 $0.00 $725.28 $129,358.94
198 $129,358.94 $359.14 $0.00 $731.41 $130,449.49
199 $130,449.49 $359.14 $0.00 $737.58 $131,546.21
200 $131,546.21 $359.14 $0.00 $743.78 $132,649.13
201 $132,649.13 $359.14 $0.00 $750.02 $133,758.29
202 $133,758.29 $359.14 $0.00 $756.29 $134,873.72
203 $134,873.72 $359.14 $0.00 $762.60 $135,995.46
204 $135,995.46 $359.14 $0.00 $768.94 $137,123.54
205 $137,123.54 $359.14 $0.00 $775.32 $138,258.00
206 $138,258.00 $359.14 $0.00 $781.73 $139,398.87
207 $139,398.87 $359.14 $0.00 $788.18 $140,546.19
208 $140,546.19 $359.14 $0.00 $794.67 $141,700.00
209 $141,700.00 $359.14 $0.00 $801.19 $142,860.33
210 $142,860.33 $359.14 $0.00 $807.75 $144,027.22
211 $144,027.22 $359.14 $0.00 $814.35 $145,200.71
212 $145,200.71 $359.14 $0.00 $820.99 $146,380.84
213 $146,380.84 $359.14 $0.00 $827.66 $147,567.64
214 $147,567.64 $359.14 $0.00 $834.37 $148,761.15
215 $148,761.15 $359.14 $0.00 $841.12 $149,961.41
216 $149,961.41 $359.14 $0.00 $847.90 $151,168.45
217 $151,168.45 $359.14 $42,106.21 $854.73 $110,276.11
218 $110,276.11 $359.14 $0.00 $623.52 $111,258.77
219 $111,258.77 $359.14 $0.00 $629.07 $112,246.98
220 $112,246.98 $359.14 $0.00 $634.66 $113,240.78
221 $113,240.78 $359.14 $0.00 $640.28 $114,240.20
222 $114,240.20 $359.14 $0.00 $645.93 $115,245.27
223 $115,245.27 $359.14 $0.00 $651.61 $116,256.02
224 $116,256.02 $359.14 $0.00 $657.33 $117,272.49
225 $117,272.49 $359.14 $0.00 $663.08 $118,294.71
226 $118,294.71 $359.14 $0.00 $668.86 $119,322.71
227 $119,322.71 $359.14 $0.00 $674.67 $120,356.52
228 $120,356.52 $359.14 $0.00 $680.51 $121,396.17
229 $121,396.17 $359.14 $44,211.52 $686.39 $78,230.18
230 $78,230.18 $359.14 $0.00 $442.32 $79,031.64
231 $79,031.64 $359.14 $0.00 $446.86 $79,837.64
232 $79,837.64 $359.14 $0.00 $451.41 $80,648.19
233 $80,648.19 $359.14 $0.00 $456.00 $81,463.33
234 $81,463.33 $359.14 $0.00 $460.61 $82,283.08
235 $82,283.08 $359.14 $0.00 $465.24 $83,107.46
236 $83,107.46 $359.14 $0.00 $469.90 $83,936.50
237 $83,936.50 $359.14 $0.00 $474.59 $84,770.23
238 $84,770.23 $359.14 $0.00 $479.30 $85,608.67
239 $85,608.67 $359.14 $0.00 $484.04 $86,451.85
240 $86,451.85 $359.14 $0.00 $488.81 $87,299.80
241 $87,299.80 $359.14 $46,422.10 $493.61 $41,730.45
242 $41,730.45 $359.14 $0.00 $235.95 $42,325.54
243 $42,325.54 $359.14 $0.00 $239.31 $42,923.99
244 $42,923.99 $359.14 $0.00 $242.70 $43,525.83
245 $43,525.83 $359.14 $0.00 $246.10 $44,131.07
246 $44,131.07 $359.14 $0.00 $249.52 $44,739.73
247 $44,739.73 $359.14 $0.00 $252.96 $45,351.83
248 $45,351.83 $359.14 $0.00 $256.43 $45,967.40
249 $45,967.40 $359.14 $0.00 $259.91 $46,586.45
250 $46,586.45 $359.14 $0.00 $263.41 $47,209.00
251 $47,209.00 $359.14 $0.00 $266.93 $47,835.07
252 $47,835.07 $359.14 $0.00 $270.47 $48,464.68
253 $48,464.68 $0.00 $48,743.20 $274.03 ($4.49)