# Savings Plan and Future Cost Estimation for American Public University System

How much will it cost and what do you need to save?

## Savings Plan and Future Cost Estimation

 Estimated Annual Cost in 2041 \$45,018 Monthly savings required \$356

How much will it cost to send your child to American Public University System in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at \$180,072.32 for students enrolling in 2041 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of \$356.35 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

## Assumptions

 Current Annual Cost \$17,360.00 Years until enrollment 18 Annual Tuition Increase 5% Current Savings \$0.00 After Tax Return on Savings 7% Years of enrollment 4

## Current Savings Shortfall

### College Savings Calculator

Discover how much will you need to start saving now to afford American Public University System in the future.

## College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 \$0.00 \$356.35 \$0.00 \$0.00 \$356.35
2 \$356.35 \$356.35 \$0.00 \$2.01 \$714.71
3 \$714.71 \$356.35 \$0.00 \$4.04 \$1,075.10
4 \$1,075.10 \$356.35 \$0.00 \$6.08 \$1,437.53
5 \$1,437.53 \$356.35 \$0.00 \$8.13 \$1,802.01
6 \$1,802.01 \$356.35 \$0.00 \$10.19 \$2,168.55
7 \$2,168.55 \$356.35 \$0.00 \$12.26 \$2,537.16
8 \$2,537.16 \$356.35 \$0.00 \$14.35 \$2,907.86
9 \$2,907.86 \$356.35 \$0.00 \$16.44 \$3,280.65
10 \$3,280.65 \$356.35 \$0.00 \$18.55 \$3,655.55
11 \$3,655.55 \$356.35 \$0.00 \$20.67 \$4,032.57
12 \$4,032.57 \$356.35 \$0.00 \$22.80 \$4,411.72
13 \$4,411.72 \$356.35 \$0.00 \$24.94 \$4,793.01
14 \$4,793.01 \$356.35 \$0.00 \$27.10 \$5,176.46
15 \$5,176.46 \$356.35 \$0.00 \$29.27 \$5,562.08
16 \$5,562.08 \$356.35 \$0.00 \$31.45 \$5,949.88
17 \$5,949.88 \$356.35 \$0.00 \$33.64 \$6,339.87
18 \$6,339.87 \$356.35 \$0.00 \$35.85 \$6,732.07
19 \$6,732.07 \$356.35 \$0.00 \$38.06 \$7,126.48
20 \$7,126.48 \$356.35 \$0.00 \$40.29 \$7,523.12
21 \$7,523.12 \$356.35 \$0.00 \$42.54 \$7,922.01
22 \$7,922.01 \$356.35 \$0.00 \$44.79 \$8,323.15
23 \$8,323.15 \$356.35 \$0.00 \$47.06 \$8,726.56
24 \$8,726.56 \$356.35 \$0.00 \$49.34 \$9,132.25
25 \$9,132.25 \$356.35 \$0.00 \$51.64 \$9,540.24
26 \$9,540.24 \$356.35 \$0.00 \$53.94 \$9,950.53
27 \$9,950.53 \$356.35 \$0.00 \$56.26 \$10,363.14
28 \$10,363.14 \$356.35 \$0.00 \$58.59 \$10,778.08
29 \$10,778.08 \$356.35 \$0.00 \$60.94 \$11,195.37
30 \$11,195.37 \$356.35 \$0.00 \$63.30 \$11,615.02
31 \$11,615.02 \$356.35 \$0.00 \$65.67 \$12,037.04
32 \$12,037.04 \$356.35 \$0.00 \$68.06 \$12,461.45
33 \$12,461.45 \$356.35 \$0.00 \$70.46 \$12,888.26
34 \$12,888.26 \$356.35 \$0.00 \$72.87 \$13,317.48
35 \$13,317.48 \$356.35 \$0.00 \$75.30 \$13,749.13
36 \$13,749.13 \$356.35 \$0.00 \$77.74 \$14,183.22
37 \$14,183.22 \$356.35 \$0.00 \$80.19 \$14,619.76
38 \$14,619.76 \$356.35 \$0.00 \$82.66 \$15,058.77
39 \$15,058.77 \$356.35 \$0.00 \$85.14 \$15,500.26
40 \$15,500.26 \$356.35 \$0.00 \$87.64 \$15,944.25
41 \$15,944.25 \$356.35 \$0.00 \$90.15 \$16,390.75
42 \$16,390.75 \$356.35 \$0.00 \$92.68 \$16,839.78
43 \$16,839.78 \$356.35 \$0.00 \$95.21 \$17,291.34
44 \$17,291.34 \$356.35 \$0.00 \$97.77 \$17,745.46
45 \$17,745.46 \$356.35 \$0.00 \$100.34 \$18,202.15
46 \$18,202.15 \$356.35 \$0.00 \$102.92 \$18,661.42
47 \$18,661.42 \$356.35 \$0.00 \$105.51 \$19,123.28
48 \$19,123.28 \$356.35 \$0.00 \$108.13 \$19,587.76
49 \$19,587.76 \$356.35 \$0.00 \$110.75 \$20,054.86
50 \$20,054.86 \$356.35 \$0.00 \$113.39 \$20,524.60
51 \$20,524.60 \$356.35 \$0.00 \$116.05 \$20,997.00
52 \$20,997.00 \$356.35 \$0.00 \$118.72 \$21,472.07
53 \$21,472.07 \$356.35 \$0.00 \$121.41 \$21,949.83
54 \$21,949.83 \$356.35 \$0.00 \$124.11 \$22,430.29
55 \$22,430.29 \$356.35 \$0.00 \$126.82 \$22,913.46
56 \$22,913.46 \$356.35 \$0.00 \$129.56 \$23,399.37
57 \$23,399.37 \$356.35 \$0.00 \$132.30 \$23,888.02
58 \$23,888.02 \$356.35 \$0.00 \$135.07 \$24,379.44
59 \$24,379.44 \$356.35 \$0.00 \$137.84 \$24,873.63
60 \$24,873.63 \$356.35 \$0.00 \$140.64 \$25,370.62
61 \$25,370.62 \$356.35 \$0.00 \$143.45 \$25,870.42
62 \$25,870.42 \$356.35 \$0.00 \$146.28 \$26,373.05
63 \$26,373.05 \$356.35 \$0.00 \$149.12 \$26,878.52
64 \$26,878.52 \$356.35 \$0.00 \$151.98 \$27,386.85
65 \$27,386.85 \$356.35 \$0.00 \$154.85 \$27,898.05
66 \$27,898.05 \$356.35 \$0.00 \$157.74 \$28,412.14
67 \$28,412.14 \$356.35 \$0.00 \$160.65 \$28,929.14
68 \$28,929.14 \$356.35 \$0.00 \$163.57 \$29,449.06
69 \$29,449.06 \$356.35 \$0.00 \$166.51 \$29,971.92
70 \$29,971.92 \$356.35 \$0.00 \$169.47 \$30,497.74
71 \$30,497.74 \$356.35 \$0.00 \$172.44 \$31,026.53
72 \$31,026.53 \$356.35 \$0.00 \$175.43 \$31,558.31
73 \$31,558.31 \$356.35 \$0.00 \$178.44 \$32,093.10
74 \$32,093.10 \$356.35 \$0.00 \$181.46 \$32,630.91
75 \$32,630.91 \$356.35 \$0.00 \$184.50 \$33,171.76
76 \$33,171.76 \$356.35 \$0.00 \$187.56 \$33,715.67
77 \$33,715.67 \$356.35 \$0.00 \$190.63 \$34,262.65
78 \$34,262.65 \$356.35 \$0.00 \$193.73 \$34,812.73
79 \$34,812.73 \$356.35 \$0.00 \$196.84 \$35,365.92
80 \$35,365.92 \$356.35 \$0.00 \$199.96 \$35,922.23
81 \$35,922.23 \$356.35 \$0.00 \$203.11 \$36,481.69
82 \$36,481.69 \$356.35 \$0.00 \$206.27 \$37,044.31
83 \$37,044.31 \$356.35 \$0.00 \$209.45 \$37,610.11
84 \$37,610.11 \$356.35 \$0.00 \$212.65 \$38,179.11
85 \$38,179.11 \$356.35 \$0.00 \$215.87 \$38,751.33
86 \$38,751.33 \$356.35 \$0.00 \$219.11 \$39,326.79
87 \$39,326.79 \$356.35 \$0.00 \$222.36 \$39,905.50
88 \$39,905.50 \$356.35 \$0.00 \$225.63 \$40,487.48
89 \$40,487.48 \$356.35 \$0.00 \$228.92 \$41,072.75
90 \$41,072.75 \$356.35 \$0.00 \$232.23 \$41,661.33
91 \$41,661.33 \$356.35 \$0.00 \$235.56 \$42,253.24
92 \$42,253.24 \$356.35 \$0.00 \$238.91 \$42,848.50
93 \$42,848.50 \$356.35 \$0.00 \$242.27 \$43,447.12
94 \$43,447.12 \$356.35 \$0.00 \$245.66 \$44,049.13
95 \$44,049.13 \$356.35 \$0.00 \$249.06 \$44,654.54
96 \$44,654.54 \$356.35 \$0.00 \$252.48 \$45,263.37
97 \$45,263.37 \$356.35 \$0.00 \$255.93 \$45,875.65
98 \$45,875.65 \$356.35 \$0.00 \$259.39 \$46,491.39
99 \$46,491.39 \$356.35 \$0.00 \$262.87 \$47,110.61
100 \$47,110.61 \$356.35 \$0.00 \$266.37 \$47,733.33
101 \$47,733.33 \$356.35 \$0.00 \$269.89 \$48,359.57
102 \$48,359.57 \$356.35 \$0.00 \$273.43 \$48,989.35
103 \$48,989.35 \$356.35 \$0.00 \$276.99 \$49,622.69
104 \$49,622.69 \$356.35 \$0.00 \$280.57 \$50,259.61
105 \$50,259.61 \$356.35 \$0.00 \$284.18 \$50,900.14
106 \$50,900.14 \$356.35 \$0.00 \$287.80 \$51,544.29
107 \$51,544.29 \$356.35 \$0.00 \$291.44 \$52,192.08
108 \$52,192.08 \$356.35 \$0.00 \$295.10 \$52,843.53
109 \$52,843.53 \$356.35 \$0.00 \$298.79 \$53,498.67
110 \$53,498.67 \$356.35 \$0.00 \$302.49 \$54,157.51
111 \$54,157.51 \$356.35 \$0.00 \$306.21 \$54,820.07
112 \$54,820.07 \$356.35 \$0.00 \$309.96 \$55,486.38
113 \$55,486.38 \$356.35 \$0.00 \$313.73 \$56,156.46
114 \$56,156.46 \$356.35 \$0.00 \$317.52 \$56,830.33
115 \$56,830.33 \$356.35 \$0.00 \$321.33 \$57,508.01
116 \$57,508.01 \$356.35 \$0.00 \$325.16 \$58,189.52
117 \$58,189.52 \$356.35 \$0.00 \$329.01 \$58,874.88
118 \$58,874.88 \$356.35 \$0.00 \$332.89 \$59,564.12
119 \$59,564.12 \$356.35 \$0.00 \$336.78 \$60,257.25
120 \$60,257.25 \$356.35 \$0.00 \$340.70 \$60,954.30
121 \$60,954.30 \$356.35 \$0.00 \$344.64 \$61,655.29
122 \$61,655.29 \$356.35 \$0.00 \$348.61 \$62,360.25
123 \$62,360.25 \$356.35 \$0.00 \$352.59 \$63,069.19
124 \$63,069.19 \$356.35 \$0.00 \$356.60 \$63,782.14
125 \$63,782.14 \$356.35 \$0.00 \$360.63 \$64,499.12
126 \$64,499.12 \$356.35 \$0.00 \$364.69 \$65,220.16
127 \$65,220.16 \$356.35 \$0.00 \$368.76 \$65,945.27
128 \$65,945.27 \$356.35 \$0.00 \$372.86 \$66,674.48
129 \$66,674.48 \$356.35 \$0.00 \$376.99 \$67,407.82
130 \$67,407.82 \$356.35 \$0.00 \$381.13 \$68,145.30
131 \$68,145.30 \$356.35 \$0.00 \$385.30 \$68,886.95
132 \$68,886.95 \$356.35 \$0.00 \$389.50 \$69,632.80
133 \$69,632.80 \$356.35 \$0.00 \$393.71 \$70,382.86
134 \$70,382.86 \$356.35 \$0.00 \$397.95 \$71,137.16
135 \$71,137.16 \$356.35 \$0.00 \$402.22 \$71,895.73
136 \$71,895.73 \$356.35 \$0.00 \$406.51 \$72,658.59
137 \$72,658.59 \$356.35 \$0.00 \$410.82 \$73,425.76
138 \$73,425.76 \$356.35 \$0.00 \$415.16 \$74,197.27
139 \$74,197.27 \$356.35 \$0.00 \$419.52 \$74,973.14
140 \$74,973.14 \$356.35 \$0.00 \$423.91 \$75,753.40
141 \$75,753.40 \$356.35 \$0.00 \$428.32 \$76,538.07
142 \$76,538.07 \$356.35 \$0.00 \$432.76 \$77,327.18
143 \$77,327.18 \$356.35 \$0.00 \$437.22 \$78,120.75
144 \$78,120.75 \$356.35 \$0.00 \$441.71 \$78,918.81
145 \$78,918.81 \$356.35 \$0.00 \$446.22 \$79,721.38
146 \$79,721.38 \$356.35 \$0.00 \$450.76 \$80,528.49
147 \$80,528.49 \$356.35 \$0.00 \$455.32 \$81,340.16
148 \$81,340.16 \$356.35 \$0.00 \$459.91 \$82,156.42
149 \$82,156.42 \$356.35 \$0.00 \$464.52 \$82,977.29
150 \$82,977.29 \$356.35 \$0.00 \$469.17 \$83,802.81
151 \$83,802.81 \$356.35 \$0.00 \$473.83 \$84,632.99
152 \$84,632.99 \$356.35 \$0.00 \$478.53 \$85,467.87
153 \$85,467.87 \$356.35 \$0.00 \$483.25 \$86,307.47
154 \$86,307.47 \$356.35 \$0.00 \$487.99 \$87,151.81
155 \$87,151.81 \$356.35 \$0.00 \$492.77 \$88,000.93
156 \$88,000.93 \$356.35 \$0.00 \$497.57 \$88,854.85
157 \$88,854.85 \$356.35 \$0.00 \$502.40 \$89,713.60
158 \$89,713.60 \$356.35 \$0.00 \$507.25 \$90,577.20
159 \$90,577.20 \$356.35 \$0.00 \$512.14 \$91,445.69
160 \$91,445.69 \$356.35 \$0.00 \$517.05 \$92,319.09
161 \$92,319.09 \$356.35 \$0.00 \$521.99 \$93,197.43
162 \$93,197.43 \$356.35 \$0.00 \$526.95 \$94,080.73
163 \$94,080.73 \$356.35 \$0.00 \$531.95 \$94,969.03
164 \$94,969.03 \$356.35 \$0.00 \$536.97 \$95,862.35
165 \$95,862.35 \$356.35 \$0.00 \$542.02 \$96,760.72
166 \$96,760.72 \$356.35 \$0.00 \$547.10 \$97,664.17
167 \$97,664.17 \$356.35 \$0.00 \$552.21 \$98,572.73
168 \$98,572.73 \$356.35 \$0.00 \$557.34 \$99,486.42
169 \$99,486.42 \$356.35 \$0.00 \$562.51 \$100,405.28
170 \$100,405.28 \$356.35 \$0.00 \$567.71 \$101,329.34
171 \$101,329.34 \$356.35 \$0.00 \$572.93 \$102,258.62
172 \$102,258.62 \$356.35 \$0.00 \$578.19 \$103,193.16
173 \$103,193.16 \$356.35 \$0.00 \$583.47 \$104,132.98
174 \$104,132.98 \$356.35 \$0.00 \$588.78 \$105,078.11
175 \$105,078.11 \$356.35 \$0.00 \$594.13 \$106,028.59
176 \$106,028.59 \$356.35 \$0.00 \$599.50 \$106,984.44
177 \$106,984.44 \$356.35 \$0.00 \$604.91 \$107,945.70
178 \$107,945.70 \$356.35 \$0.00 \$610.34 \$108,912.39
179 \$108,912.39 \$356.35 \$0.00 \$615.81 \$109,884.55
180 \$109,884.55 \$356.35 \$0.00 \$621.30 \$110,862.20
181 \$110,862.20 \$356.35 \$0.00 \$626.83 \$111,845.38
182 \$111,845.38 \$356.35 \$0.00 \$632.39 \$112,834.12
183 \$112,834.12 \$356.35 \$0.00 \$637.98 \$113,828.45
184 \$113,828.45 \$356.35 \$0.00 \$643.60 \$114,828.40
185 \$114,828.40 \$356.35 \$0.00 \$649.26 \$115,834.01
186 \$115,834.01 \$356.35 \$0.00 \$654.94 \$116,845.30
187 \$116,845.30 \$356.35 \$0.00 \$660.66 \$117,862.31
188 \$117,862.31 \$356.35 \$0.00 \$666.41 \$118,885.07
189 \$118,885.07 \$356.35 \$0.00 \$672.19 \$119,913.61
190 \$119,913.61 \$356.35 \$0.00 \$678.01 \$120,947.97
191 \$120,947.97 \$356.35 \$0.00 \$683.86 \$121,988.18
192 \$121,988.18 \$356.35 \$0.00 \$689.74 \$123,034.27
193 \$123,034.27 \$356.35 \$0.00 \$695.65 \$124,086.27
194 \$124,086.27 \$356.35 \$0.00 \$701.60 \$125,144.22
195 \$125,144.22 \$356.35 \$0.00 \$707.58 \$126,208.15
196 \$126,208.15 \$356.35 \$0.00 \$713.60 \$127,278.10
197 \$127,278.10 \$356.35 \$0.00 \$719.65 \$128,354.10
198 \$128,354.10 \$356.35 \$0.00 \$725.73 \$129,436.18
199 \$129,436.18 \$356.35 \$0.00 \$731.85 \$130,524.38
200 \$130,524.38 \$356.35 \$0.00 \$738.00 \$131,618.73
201 \$131,618.73 \$356.35 \$0.00 \$744.19 \$132,719.27
202 \$132,719.27 \$356.35 \$0.00 \$750.41 \$133,826.03
203 \$133,826.03 \$356.35 \$0.00 \$756.67 \$134,939.05
204 \$134,939.05 \$356.35 \$0.00 \$762.97 \$136,058.37
205 \$136,058.37 \$356.35 \$0.00 \$769.29 \$137,184.01
206 \$137,184.01 \$356.35 \$0.00 \$775.66 \$138,316.02
207 \$138,316.02 \$356.35 \$0.00 \$782.06 \$139,454.43
208 \$139,454.43 \$356.35 \$0.00 \$788.50 \$140,599.28
209 \$140,599.28 \$356.35 \$0.00 \$794.97 \$141,750.60
210 \$141,750.60 \$356.35 \$0.00 \$801.48 \$142,908.43
211 \$142,908.43 \$356.35 \$0.00 \$808.03 \$144,072.81
212 \$144,072.81 \$356.35 \$0.00 \$814.61 \$145,243.77
213 \$145,243.77 \$356.35 \$0.00 \$821.23 \$146,421.35
214 \$146,421.35 \$356.35 \$0.00 \$827.89 \$147,605.59
215 \$147,605.59 \$356.35 \$0.00 \$834.58 \$148,796.52
216 \$148,796.52 \$356.35 \$0.00 \$841.32 \$149,994.19
217 \$149,994.19 \$356.35 \$41,778.91 \$848.09 \$109,419.72
218 \$109,419.72 \$356.35 \$0.00 \$618.68 \$110,394.75
219 \$110,394.75 \$356.35 \$0.00 \$624.19 \$111,375.29
220 \$111,375.29 \$356.35 \$0.00 \$629.73 \$112,361.37
221 \$112,361.37 \$356.35 \$0.00 \$635.31 \$113,353.03
222 \$113,353.03 \$356.35 \$0.00 \$640.91 \$114,350.29
223 \$114,350.29 \$356.35 \$0.00 \$646.55 \$115,353.19
224 \$115,353.19 \$356.35 \$0.00 \$652.22 \$116,361.76
225 \$116,361.76 \$356.35 \$0.00 \$657.93 \$117,376.04
226 \$117,376.04 \$356.35 \$0.00 \$663.66 \$118,396.05
227 \$118,396.05 \$356.35 \$0.00 \$669.43 \$119,421.83
228 \$119,421.83 \$356.35 \$0.00 \$675.23 \$120,453.41
229 \$120,453.41 \$356.35 \$43,867.86 \$681.06 \$77,622.96
230 \$77,622.96 \$356.35 \$0.00 \$438.89 \$78,418.20
231 \$78,418.20 \$356.35 \$0.00 \$443.39 \$79,217.94
232 \$79,217.94 \$356.35 \$0.00 \$447.91 \$80,022.20
233 \$80,022.20 \$356.35 \$0.00 \$452.46 \$80,831.01
234 \$80,831.01 \$356.35 \$0.00 \$457.03 \$81,644.39
235 \$81,644.39 \$356.35 \$0.00 \$461.63 \$82,462.37
236 \$82,462.37 \$356.35 \$0.00 \$466.25 \$83,284.97
237 \$83,284.97 \$356.35 \$0.00 \$470.91 \$84,112.23
238 \$84,112.23 \$356.35 \$0.00 \$475.58 \$84,944.16
239 \$84,944.16 \$356.35 \$0.00 \$480.29 \$85,780.80
240 \$85,780.80 \$356.35 \$0.00 \$485.02 \$86,622.17
241 \$86,622.17 \$356.35 \$46,061.25 \$489.77 \$41,407.04
242 \$41,407.04 \$356.35 \$0.00 \$234.12 \$41,997.51
243 \$41,997.51 \$356.35 \$0.00 \$237.46 \$42,591.32
244 \$42,591.32 \$356.35 \$0.00 \$240.82 \$43,188.49
245 \$43,188.49 \$356.35 \$0.00 \$244.19 \$43,789.03
246 \$43,789.03 \$356.35 \$0.00 \$247.59 \$44,392.97
247 \$44,392.97 \$356.35 \$0.00 \$251.00 \$45,000.32
248 \$45,000.32 \$356.35 \$0.00 \$254.44 \$45,611.11
249 \$45,611.11 \$356.35 \$0.00 \$257.89 \$46,225.35
250 \$46,225.35 \$356.35 \$0.00 \$261.36 \$46,843.06
251 \$46,843.06 \$356.35 \$0.00 \$264.86 \$47,464.27
252 \$47,464.27 \$356.35 \$0.00 \$268.37 \$48,088.99
253 \$48,088.99 \$0.00 \$48,364.31 \$271.90 (\$3.42)