Annual Costs

Undergraduate Tuition

Concord University tuition is $7,574 per year for in-state residents. This is 7% more expensive than the national average public four year tuition of $7,056. The cost is 44% cheaper than the average West Virginia tuition of $13,640 for 4 year colleges. Tuition ranks 12th in West Virginia amongst 4 year colleges for affordability and is the 11th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $16,654 which represents a 120% premium.

The school charges an additional fees of $158 in addition to tuition bringing the total effective in-state tuition to $7,732.

Housing Costs

On campus room and board is provided by the school at a cost of $8,642 per academic year. Students electing to live off campus elsewhere in Athens should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,100.

Other Living Expenses

If living on-campus, students should budget for $2,944 in additional living expenses. Off-campus students should budget for $2,944 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state West Virginia residents to go to Concord University is $20,418 for the 2017/2018 academic year. Out-of-state students who don't have West Virginia residence can expect a one year cost of $29,498.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Concord University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Concord University
Estimated Budgets
West Virginia Resident Total Budget $20,418
   In-State Tuition$7,574
   Other Fees$158
   Room and Board$8,642
   On-Campus Other Budget$2,944
   Books and Supplies$1,100
Non-Resident Total Budget $29,498
   Out-of-State Tuition$16,654
   Other Fees$158
   Room and Board$8,642
   On-Campus Other Budget$2,944
   Books and Supplies$1,100


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $20,418 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Concord University net price for in-state students is $7,224* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

96% of Concord University students received grant aid in 2014/2015. The average total aid amount was $5,740. 49 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,391. To apply for a Pell Grant to attend Concord University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Concord University
Financial Aid Summary
Average Annual Net Price$7,224*
Percent of Students Receiving Grant Aid96%
Average Total Grant Aid$5,740
Percent of Students Receiving Pell Grants49%
Average Amount of Pell Grant Aid$4,391

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$5,128
$30,001 to $48,000$5,988
$48,001 to $75,000$9,439
$75,001 to $110,000$10,594

Average Financial Aid Mix - $20,418 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $20,418. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 33% - $5,740

Money granted to you by the U.S. Department of Education, Concord University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 31% - $5,409

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 36% -  $6,325

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Concord University
The University of Virginia's College at Wise29.2% less expensive
Winston Salem State University55.1% less expensive
Glenville State College26.2% less expensive
Shawnee State University17.5% less expensive
North Carolina Central University50.8% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Concord University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Concord University is $81,672 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $11,252 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $45,008**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $102,090 or $56,260 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Concord University.

West Virginia Resident Tuition Per Semester$3,787
West Virginia Resident Total Cost Per Semester$10,209
Non-West Virginia Resident Tuition Per Semester$8,327
Non-West Virginia Resident Total Cost Per Semester$14,749

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Concord University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Concord University
Price per credit hour for West Virginia residents$316
Cost for one class for West Virginia residents (3 credit hours)$948
Price per credit hour for out of state residents$694
Cost for one class for out of state residents (3 credit hours)$2,082
Cost for one class for out of state residents (4 credit hours)$2,776


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 70% of Concord University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,409. The reported average student debt upon graduation is $23,943.

Example Loan Payments and Costs

How much are student loan payments for Concord University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $45,008, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $55,844.61. This could be your effective total out of pocket cost of an education at Concord University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 96% of students at this school who receive financial aid and you are paying an average annual net price of $11,252. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Concord University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Concord University Student Loan Payments
Example Payments
Monthly Loan Payment$465.37
Amount Borrowed$45,008.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$10,836.61
Sum of All Payments over 10 years$55,844.61

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Concord University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Concord University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $55,844.61 would be needed to afford a $465.37 monthly payment in the example $45,008.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Concord University in the future? In the past four years, this school's published in-state tuition and fee total rose from $5,716 to $7,574. This amounts to an average annual price increase of 6.5%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $81,672.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Concord University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$28,080$112,318
Estimated Cost in 10 years for students enrolling in 2029$35,837$143,349
Estimated Cost in 15 years for students enrolling in 2034 $45,739$182,954
Estimated Cost in 18 years for students enrolling in 2037 $52,948$211,792

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Concord University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Business Administration and Management, General Bachelor's Degree 65 15% cheaper
General Studies Bachelor's Degree 54 13% cheaper
Biology/Biological Sciences, General Bachelor's Degree 32 27% cheaper
Secondary Education and Teaching Bachelor's Degree 29 19% cheaper
Social Work Bachelor's Degree 22 18% cheaper
Tourism and Travel Services Marketing Operations Bachelor's Degree 17 2% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 13 30% cheaper
Political Science and Government, General Bachelor's Degree 11 29% cheaper
Chemistry, General Bachelor's Degree 8 29% cheaper
Journalism Bachelor's Degree 7 24% cheaper
Mathematics, General Bachelor's Degree 6 28% cheaper
Commercial and Advertising Art Bachelor's Degree 5 22% cheaper
Special Education and Teaching, General Bachelor's Degree 3 17% cheaper
Geology/Earth Science, General Bachelor's Degree 3 29% cheaper
Information Science/Studies Bachelor's Degree 3 25% cheaper
Athletic Training/Trainer Bachelor's Degree 3 22% cheaper
Psychology, General Bachelor's Degree 3 27% cheaper
English Language and Literature, General Bachelor's Degree 3 27% cheaper
Geography Bachelor's Degree 3 20% cheaper
Sociology Bachelor's Degree 2 28% cheaper
Elementary Education and Teaching Bachelor's Degree 2 17% cheaper
Drawing Bachelor's Degree 1 31% cheaper
History, General Bachelor's Degree 1 28% cheaper


Use the calculators below to formulate a college savings plan for Concord University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Concord University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Concord University student loan.

Prepayment Option

About Concord University

Concord University is a four year public college located in Athens, West Virginia.  Full time enrollment is 2,007 and part time is 444.

Students attending this school may pursue both undergraduate and graduate degrees.

Concord University
100 Vermillion Street
Athens, West Virginia

For Profit / Not For Profit Status

Concord University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Concord University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=237330 IPEDS survey data.