Student Loan Payment Calculator for Potomac State College of West Virginia University

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $68,064.00 to attend Potomac State College of West Virginia University. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Potomac State College of West Virginia University Student Loan Payments
Example Payments
Monthly Loan Payment$649.41
Amount Borrowed$68,064.00
Interest Rate2.75%
Term years
Number of Monthly Payments120
Total Interest Cost$9,864.68
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $77,928.68 to afford the $649.41 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Potomac State College of West Virginia University student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $649.41 $493.43 $155.98 $67,570.57
2 $649.41 $494.56 $154.85 $67,076.02
3 $649.41 $495.69 $153.72 $66,580.33
4 $649.41 $496.83 $152.58 $66,083.50
5 $649.41 $497.96 $151.44 $65,585.54
6 $649.41 $499.11 $150.30 $65,086.43
7 $649.41 $500.25 $149.16 $64,586.18
8 $649.41 $501.40 $148.01 $64,084.79
9 $649.41 $502.54 $146.86 $63,582.24
10 $649.41 $503.70 $145.71 $63,078.55
11 $649.41 $504.85 $144.56 $62,573.70
12 $649.41 $506.01 $143.40 $62,067.69
13 $649.41 $507.17 $142.24 $61,560.52
14 $649.41 $508.33 $141.08 $61,052.19
15 $649.41 $509.49 $139.91 $60,542.70
16 $649.41 $510.66 $138.74 $60,032.04
17 $649.41 $511.83 $137.57 $59,520.20
18 $649.41 $513.01 $136.40 $59,007.20
19 $649.41 $514.18 $135.22 $58,493.02
20 $649.41 $515.36 $134.05 $57,977.66
21 $649.41 $516.54 $132.87 $57,461.12
22 $649.41 $517.72 $131.68 $56,943.39
23 $649.41 $518.91 $130.50 $56,424.48
24 $649.41 $520.10 $129.31 $55,904.38
25 $649.41 $521.29 $128.11 $55,383.09
26 $649.41 $522.49 $126.92 $54,860.61
27 $649.41 $523.68 $125.72 $54,336.92
28 $649.41 $524.88 $124.52 $53,812.04
29 $649.41 $526.09 $123.32 $53,285.95
30 $649.41 $527.29 $122.11 $52,758.66
31 $649.41 $528.50 $120.91 $52,230.16
32 $649.41 $529.71 $119.69 $51,700.45
33 $649.41 $530.93 $118.48 $51,169.52
34 $649.41 $532.14 $117.26 $50,637.38
35 $649.41 $533.36 $116.04 $50,104.02
36 $649.41 $534.58 $114.82 $49,569.44
37 $649.41 $535.81 $113.60 $49,033.63
38 $649.41 $537.04 $112.37 $48,496.59
39 $649.41 $538.27 $111.14 $47,958.32
40 $649.41 $539.50 $109.90 $47,418.82
41 $649.41 $540.74 $108.67 $46,878.08
42 $649.41 $541.98 $107.43 $46,336.11
43 $649.41 $543.22 $106.19 $45,792.89
44 $649.41 $544.46 $104.94 $45,248.43
45 $649.41 $545.71 $103.69 $44,702.71
46 $649.41 $546.96 $102.44 $44,155.75
47 $649.41 $548.22 $101.19 $43,607.54
48 $649.41 $549.47 $99.93 $43,058.07
49 $649.41 $550.73 $98.67 $42,507.33
50 $649.41 $551.99 $97.41 $41,955.34
51 $649.41 $553.26 $96.15 $41,402.08
52 $649.41 $554.53 $94.88 $40,847.56
53 $649.41 $555.80 $93.61 $40,291.76
54 $649.41 $557.07 $92.34 $39,734.69
55 $649.41 $558.35 $91.06 $39,176.34
56 $649.41 $559.63 $89.78 $38,616.72
57 $649.41 $560.91 $88.50 $38,055.81
58 $649.41 $562.19 $87.21 $37,493.61
59 $649.41 $563.48 $85.92 $36,930.13
60 $649.41 $564.77 $84.63 $36,365.36
61 $649.41 $566.07 $83.34 $35,799.29
62 $649.41 $567.37 $82.04 $35,231.92
63 $649.41 $568.67 $80.74 $34,663.26
64 $649.41 $569.97 $79.44 $34,093.29
65 $649.41 $571.28 $78.13 $33,522.01
66 $649.41 $572.58 $76.82 $32,949.43
67 $649.41 $573.90 $75.51 $32,375.53
68 $649.41 $575.21 $74.19 $31,800.32
69 $649.41 $576.53 $72.88 $31,223.79
70 $649.41 $577.85 $71.55 $30,645.94
71 $649.41 $579.18 $70.23 $30,066.76
72 $649.41 $580.50 $68.90 $29,486.26
73 $649.41 $581.83 $67.57 $28,904.43
74 $649.41 $583.17 $66.24 $28,321.26
75 $649.41 $584.50 $64.90 $27,736.76
76 $649.41 $585.84 $63.56 $27,150.92
77 $649.41 $587.18 $62.22 $26,563.73
78 $649.41 $588.53 $60.88 $25,975.20
79 $649.41 $589.88 $59.53 $25,385.32
80 $649.41 $591.23 $58.17 $24,794.09
81 $649.41 $592.59 $56.82 $24,201.51
82 $649.41 $593.94 $55.46 $23,607.56
83 $649.41 $595.30 $54.10 $23,012.26
84 $649.41 $596.67 $52.74 $22,415.59
85 $649.41 $598.04 $51.37 $21,817.55
86 $649.41 $599.41 $50.00 $21,218.14
87 $649.41 $600.78 $48.62 $20,617.36
88 $649.41 $602.16 $47.25 $20,015.21
89 $649.41 $603.54 $45.87 $19,411.67
90 $649.41 $604.92 $44.49 $18,806.75
91 $649.41 $606.31 $43.10 $18,200.44
92 $649.41 $607.70 $41.71 $17,592.74
93 $649.41 $609.09 $40.32 $16,983.66
94 $649.41 $610.48 $38.92 $16,373.17
95 $649.41 $611.88 $37.52 $15,761.29
96 $649.41 $613.29 $36.12 $15,148.00
97 $649.41 $614.69 $34.71 $14,533.31
98 $649.41 $616.10 $33.31 $13,917.21
99 $649.41 $617.51 $31.89 $13,299.70
100 $649.41 $618.93 $30.48 $12,680.77
101 $649.41 $620.35 $29.06 $12,060.42
102 $649.41 $621.77 $27.64 $11,438.66
103 $649.41 $623.19 $26.21 $10,815.47
104 $649.41 $624.62 $24.79 $10,190.85
105 $649.41 $626.05 $23.35 $9,564.79
106 $649.41 $627.49 $21.92 $8,937.31
107 $649.41 $628.92 $20.48 $8,308.38
108 $649.41 $630.37 $19.04 $7,678.02
109 $649.41 $631.81 $17.60 $7,046.21
110 $649.41 $633.26 $16.15 $6,412.95
111 $649.41 $634.71 $14.70 $5,778.24
112 $649.41 $636.16 $13.24 $5,142.08
113 $649.41 $637.62 $11.78 $4,504.45
114 $649.41 $639.08 $10.32 $3,865.37
115 $649.41 $640.55 $8.86 $3,224.82
116 $649.41 $642.02 $7.39 $2,582.81
117 $649.41 $643.49 $5.92 $1,939.32
118 $649.41 $644.96 $4.44 $1,294.36
119 $649.41 $646.44 $2.97 $647.92
120 $649.41 $647.92 $1.48 $0.00