Student Loan Payment Calculator for West Virginia Northern Community College

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $25,622.00 to attend West Virginia Northern Community College. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

West Virginia Northern Community College Student Loan Payments
Example Payments
Monthly Loan Payment$244.46
Amount Borrowed$25,622.00
Interest Rate2.75%
Term years
Number of Monthly Payments120
Total Interest Cost$3,713.46
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $29,335.46 to afford the $244.46 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a West Virginia Northern Community College student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $244.46 $185.75 $58.72 $25,436.25
2 $244.46 $186.17 $58.29 $25,250.08
3 $244.46 $186.60 $57.86 $25,063.49
4 $244.46 $187.02 $57.44 $24,876.46
5 $244.46 $187.45 $57.01 $24,689.01
6 $244.46 $187.88 $56.58 $24,501.13
7 $244.46 $188.31 $56.15 $24,312.81
8 $244.46 $188.75 $55.72 $24,124.07
9 $244.46 $189.18 $55.28 $23,934.89
10 $244.46 $189.61 $54.85 $23,745.28
11 $244.46 $190.05 $54.42 $23,555.23
12 $244.46 $190.48 $53.98 $23,364.75
13 $244.46 $190.92 $53.54 $23,173.83
14 $244.46 $191.36 $53.11 $22,982.48
15 $244.46 $191.79 $52.67 $22,790.68
16 $244.46 $192.23 $52.23 $22,598.45
17 $244.46 $192.67 $51.79 $22,405.77
18 $244.46 $193.12 $51.35 $22,212.66
19 $244.46 $193.56 $50.90 $22,019.10
20 $244.46 $194.00 $50.46 $21,825.10
21 $244.46 $194.45 $50.02 $21,630.65
22 $244.46 $194.89 $49.57 $21,435.76
23 $244.46 $195.34 $49.12 $21,240.42
24 $244.46 $195.79 $48.68 $21,044.64
25 $244.46 $196.23 $48.23 $20,848.40
26 $244.46 $196.68 $47.78 $20,651.72
27 $244.46 $197.14 $47.33 $20,454.58
28 $244.46 $197.59 $46.88 $20,256.99
29 $244.46 $198.04 $46.42 $20,058.95
30 $244.46 $198.49 $45.97 $19,860.46
31 $244.46 $198.95 $45.51 $19,661.51
32 $244.46 $199.40 $45.06 $19,462.11
33 $244.46 $199.86 $44.60 $19,262.25
34 $244.46 $200.32 $44.14 $19,061.93
35 $244.46 $200.78 $43.68 $18,861.15
36 $244.46 $201.24 $43.22 $18,659.91
37 $244.46 $201.70 $42.76 $18,458.21
38 $244.46 $202.16 $42.30 $18,256.05
39 $244.46 $202.63 $41.84 $18,053.42
40 $244.46 $203.09 $41.37 $17,850.33
41 $244.46 $203.56 $40.91 $17,646.78
42 $244.46 $204.02 $40.44 $17,442.76
43 $244.46 $204.49 $39.97 $17,238.27
44 $244.46 $204.96 $39.50 $17,033.31
45 $244.46 $205.43 $39.03 $16,827.88
46 $244.46 $205.90 $38.56 $16,621.98
47 $244.46 $206.37 $38.09 $16,415.61
48 $244.46 $206.84 $37.62 $16,208.77
49 $244.46 $207.32 $37.15 $16,001.45
50 $244.46 $207.79 $36.67 $15,793.66
51 $244.46 $208.27 $36.19 $15,585.39
52 $244.46 $208.75 $35.72 $15,376.65
53 $244.46 $209.22 $35.24 $15,167.42
54 $244.46 $209.70 $34.76 $14,957.72
55 $244.46 $210.18 $34.28 $14,747.54
56 $244.46 $210.67 $33.80 $14,536.87
57 $244.46 $211.15 $33.31 $14,325.72
58 $244.46 $211.63 $32.83 $14,114.09
59 $244.46 $212.12 $32.34 $13,901.97
60 $244.46 $212.60 $31.86 $13,689.37
61 $244.46 $213.09 $31.37 $13,476.28
62 $244.46 $213.58 $30.88 $13,262.70
63 $244.46 $214.07 $30.39 $13,048.63
64 $244.46 $214.56 $29.90 $12,834.07
65 $244.46 $215.05 $29.41 $12,619.02
66 $244.46 $215.54 $28.92 $12,403.48
67 $244.46 $216.04 $28.42 $12,187.44
68 $244.46 $216.53 $27.93 $11,970.91
69 $244.46 $217.03 $27.43 $11,753.88
70 $244.46 $217.53 $26.94 $11,536.35
71 $244.46 $218.02 $26.44 $11,318.33
72 $244.46 $218.52 $25.94 $11,099.80
73 $244.46 $219.03 $25.44 $10,880.78
74 $244.46 $219.53 $24.94 $10,661.25
75 $244.46 $220.03 $24.43 $10,441.22
76 $244.46 $220.53 $23.93 $10,220.69
77 $244.46 $221.04 $23.42 $9,999.65
78 $244.46 $221.55 $22.92 $9,778.10
79 $244.46 $222.05 $22.41 $9,556.05
80 $244.46 $222.56 $21.90 $9,333.48
81 $244.46 $223.07 $21.39 $9,110.41
82 $244.46 $223.58 $20.88 $8,886.83
83 $244.46 $224.10 $20.37 $8,662.73
84 $244.46 $224.61 $19.85 $8,438.12
85 $244.46 $225.12 $19.34 $8,212.99
86 $244.46 $225.64 $18.82 $7,987.35
87 $244.46 $226.16 $18.30 $7,761.20
88 $244.46 $226.68 $17.79 $7,534.52
89 $244.46 $227.20 $17.27 $7,307.32
90 $244.46 $227.72 $16.75 $7,079.61
91 $244.46 $228.24 $16.22 $6,851.37
92 $244.46 $228.76 $15.70 $6,622.61
93 $244.46 $229.29 $15.18 $6,393.32
94 $244.46 $229.81 $14.65 $6,163.51
95 $244.46 $230.34 $14.12 $5,933.18
96 $244.46 $230.87 $13.60 $5,702.31
97 $244.46 $231.39 $13.07 $5,470.92
98 $244.46 $231.92 $12.54 $5,238.99
99 $244.46 $232.46 $12.01 $5,006.54
100 $244.46 $232.99 $11.47 $4,773.55
101 $244.46 $233.52 $10.94 $4,540.02
102 $244.46 $234.06 $10.40 $4,305.97
103 $244.46 $234.59 $9.87 $4,071.37
104 $244.46 $235.13 $9.33 $3,836.24
105 $244.46 $235.67 $8.79 $3,600.57
106 $244.46 $236.21 $8.25 $3,364.36
107 $244.46 $236.75 $7.71 $3,127.61
108 $244.46 $237.29 $7.17 $2,890.31
109 $244.46 $237.84 $6.62 $2,652.47
110 $244.46 $238.38 $6.08 $2,414.09
111 $244.46 $238.93 $5.53 $2,175.16
112 $244.46 $239.48 $4.98 $1,935.68
113 $244.46 $240.03 $4.44 $1,695.66
114 $244.46 $240.58 $3.89 $1,455.08
115 $244.46 $241.13 $3.33 $1,213.95
116 $244.46 $241.68 $2.78 $972.27
117 $244.46 $242.23 $2.23 $730.04
118 $244.46 $242.79 $1.67 $487.25
119 $244.46 $243.35 $1.12 $243.90
120 $244.46 $243.90 $0.56 $0.00