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Annual Costs

Undergraduate Tuition

Tuition for Concordia University Wisconsin is $28,330 for the 2017/2018 academic year. This is 2% more expensive than the national average private non-profit four year college tuition of $27,755. The cost is 48% more expensive than the average Wisconsin tuition of $19,200 for 4 year colleges. Tuition ranks 40th in Wisconsin amongst 4 year colleges for affordability and is the 15th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $270 in addition to tuition bringing the total effective in-state tuition to $28,600.

Housing Costs

On campus room and board is provided by the school at a cost of $10,530 per academic year. Students electing to live off campus elsewhere in Mequon should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,600.

Other Living Expenses

If living on-campus, students should budget for $2,800 in additional living expenses. Off-campus students should budget for $2,800 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to CUW was $43,530 for the 2017/2018 academic year. The cost is the same for all students regardless of Wisconsin residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Concordia University Wisconsin and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Concordia University Wisconsin
Estimated Budgets
Wisconsin Resident Total Budget $43,530
   In-State Tuition$28,330
   Other Fees$270
   Room and Board$10,530
   On-Campus Other Budget$2,800
   Books and Supplies$1,600
Non-Resident Total Budget $43,530
   Out-of-State Tuition$28,330
   Other Fees$270
   Room and Board$10,530
   On-Campus Other Budget$2,800
   Books and Supplies$1,600

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $43,530 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported CUW net price for in-state students is $23,178* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

99% of Concordia University Wisconsin students received grant aid in 2014/2015. The average total aid amount was $14,984. 29 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,988. To apply for a Pell Grant to attend Concordia University Wisconsin, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Concordia University Wisconsin
Financial Aid Summary
Average Annual Net Price$23,178*
Percent of Students Receiving Grant Aid99%
Average Total Grant Aid$14,984
Percent of Students Receiving Pell Grants29%
Average Amount of Pell Grant Aid$3,988

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$19,494
$30,001 to $48,000$19,588
$48,001 to $75,000$22,517
$75,001 to $110,000$23,274
$110,000+$25,858

Average Financial Aid Mix - $43,530 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $43,530. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

37%
13%
50%

Grants and Scholarships

 37% - $14,984

Money granted to you by the U.S. Department of Education, Concordia University Wisconsin or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 13% - $5,376

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 50% -  $20,370

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. Concordia University Wisconsin
Marquette University38.8% more expensive
Milwaukee School of Engineering33.1% more expensive
Ripon College46.6% more expensive
Trinity International University6.6% more expensive
Loyola University Chicago47.3% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Concordia University Wisconsin.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at CUW is $174,120 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $19,737 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $78,948**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $217,650 or $98,685 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Concordia University Wisconsin.

Wisconsin Resident Tuition Per Semester$14,165
Wisconsin Resident Total Cost Per Semester$21,765

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Concordia University Wisconsin are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Concordia University Wisconsin
Price per credit hour$1,180
Cost for one class (3 credit hours)$3,540
Cost for one class (4 credit hours)$4,720

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 79% of Concordia University Wisconsin students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,376. The reported average student debt upon graduation is $31,927.

Example Loan Payments and Costs

How much are student loan payments for Concordia University Wisconsin? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $78,948, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $97,956.36. This could be your effective total out of pocket cost of an education at Concordia University Wisconsin. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 99% of students at this school who receive financial aid and you are paying an average annual net price of $19,737. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Concordia University Wisconsin student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Concordia University Wisconsin Student Loan Payments
Example Payments
Monthly Loan Payment$816.30
Amount Borrowed$78,948.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$19,008.36
Sum of All Payments over 10 years$97,956.36

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend CUW? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Concordia University Wisconsin, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $97,956.36 would be needed to afford a $816.30 monthly payment in the example $78,948.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Concordia University Wisconsin in the future? In the past four years, this school's published in-state tuition and fee total rose from $23,970 to $28,330. This amounts to an average annual price increase of 3.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $174,120.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Concordia University Wisconsin.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$59,864$239,456
Estimated Cost in 10 years for students enrolling in 2029$76,403$305,613
Estimated Cost in 15 years for students enrolling in 2034 $97,512$390,048
Estimated Cost in 18 years for students enrolling in 2037 $112,882$451,529

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Concordia University Wisconsin to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 59 21% costlier
Occupational Therapy/Therapist Bachelor's Degree 32 3% costlier
Elementary Education and Teaching Bachelor's Degree 25 23% costlier
Business Administration and Management, General Associate's Degree 20 101% costlier
Accounting Bachelor's Degree 13 17% costlier
Physical Education Teaching and Coaching Bachelor's Degree 13 24% costlier
Business/Commerce, General Bachelor's Degree 12 15% costlier
Pre-Theology/Pre-Ministerial Studies Bachelor's Degree 12 24% costlier
Exercise Physiology Bachelor's Degree 11 3% costlier
Criminal Justice/Law Enforcement Administration Associate's Degree 11 106% costlier
Athletic Training/Trainer Bachelor's Degree 11 16% costlier
Ancient Near Eastern and Biblical Languages, Literatures, and Linguistics Bachelor's Degree 9 17% costlier
Early Childhood Education and Teaching Bachelor's Degree 9 26% costlier
Medical Radiologic Technology/Science - Radiation Therapist Bachelor's Degree 8 19% costlier
Finance, General Bachelor's Degree 8 17% costlier
Marketing/Marketing Management, General Bachelor's Degree 7 20% costlier
Teacher Education and Professional Development, Specific Levels and Methods, Other Bachelor's Degree 7 28% costlier
Liberal Arts and Sciences, General Studies and Humanities, Other Associate's Degree 6 89% costlier
Interior Design Bachelor's Degree 6 13% costlier
Biomedical Sciences, General Bachelor's Degree 6 14% costlier
English Language and Literature, General Bachelor's Degree 6 8% costlier
Computer Science Bachelor's Degree 5 4% costlier
Psychology, General Bachelor's Degree 5 8% costlier
Mathematics Teacher Education Bachelor's Degree 5 23% costlier
Graphic Design Bachelor's Degree 5 8% costlier
Theology and Religious Vocations, Other Bachelor's Degree 4 37% costlier
English/Language Arts Teacher Education Bachelor's Degree 4 24% costlier
Human Resources Management/Personnel Administration, General Associate's Degree 4 107% costlier
Science Teacher Education/General Science Teacher Education Bachelor's Degree 4 27% costlier
Theology/Theological Studies Bachelor's Degree 4 12% costlier
Biology/Biological Sciences, General Bachelor's Degree 4 8% costlier
Art/Art Studies, General Bachelor's Degree 3 11% costlier
Music Teacher Education Bachelor's Degree 3 15% costlier
Art Teacher Education Bachelor's Degree 3 20% costlier
Music, General Bachelor's Degree 3 5% costlier
Applied Horticulture/Horticulture Operations, General Bachelor's Degree 2 17% costlier
Organizational Communication, General Bachelor's Degree 2 9% costlier
Public Relations/Image Management Bachelor's Degree 2 10% costlier
Social Studies Teacher Education Bachelor's Degree 2 17% costlier
History Teacher Education Bachelor's Degree 1 26% costlier
German Language and Literature Bachelor's Degree 1 8% cheaper
Natural Sciences Bachelor's Degree 1 7% costlier
Economics, General Bachelor's Degree 1 3% cheaper
Health Services Administration Associate's Degree 1 89% costlier
Christian Studies Bachelor's Degree 1 17% costlier
Biology Teacher Education Bachelor's Degree 1 30% costlier
Photography Bachelor's Degree 1 3% cheaper
Spanish Language Teacher Education Bachelor's Degree 1 20% costlier
Digital Communication and Media/Multimedia Bachelor's Degree 1 1% costlier
Mathematics, General Bachelor's Degree 1 6% costlier
Spanish Language and Literature Bachelor's Degree 1 1% costlier
Public Administration Bachelor's Degree 1 28% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 1 4% costlier
International Business/Trade/Commerce Bachelor's Degree 1 5% costlier
Political Science and Government, General Bachelor's Degree 1 5% costlier
History, General Bachelor's Degree 1 6% costlier

Calculators

Use the calculators below to formulate a college savings plan for Concordia University Wisconsin or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Concordia University Wisconsin in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Concordia University Wisconsin student loan.

Prepayment Option

About Concordia University Wisconsin

Concordia University Wisconsin is a four year private college located in Mequon, Wisconsin.  The school is affiliated with the Lutheran Church - Missouri Synod faith.  Full time enrollment is 4,669 and part time is 3,052. Learn more about getting accepted at Concordia University Wisconsin at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Concordia University Wisconsin
12800 N Lake Shore Dr
Mequon, Wisconsin
53097-2402

For Profit / Not For Profit Status

Concordia University Wisconsin is a private not for profit institution.

Concordia University Wisconsin cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=238616 IPEDS survey data.