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Annual Costs

Undergraduate Tuition

University of Wisconsin Stevens Point tuition is $6,698 per year for in-state residents. This is 5% cheaper than the national average public four year tuition of $7,056. The cost is 65% cheaper than the average Wisconsin tuition of $19,200 for 4 year colleges. Tuition ranks 10th in Wisconsin amongst 4 year colleges for affordability and is the 45th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $14,965 which represents a 123% premium.

The school charges an additional fees of $1,511 in addition to tuition bringing the total effective in-state tuition to $8,209.

Housing Costs

On campus room and board is provided by the school at a cost of $7,291 per academic year. Students electing to live off campus elsewhere in Stevens Point should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $250.

Other Living Expenses

If living on-campus, students should budget for $3,178 in additional living expenses. Off-campus students should budget for $3,178 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Wisconsin residents to go to UWSP is $18,928 for the 2017/2018 academic year. Out-of-state students who don't have Wisconsin residence can expect a one year cost of $27,195.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of Wisconsin Stevens Point and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Wisconsin Stevens Point
Estimated Budgets
Wisconsin Resident Total Budget $18,928
   In-State Tuition$6,698
   Other Fees$1,511
   Room and Board$7,291
   On-Campus Other Budget$3,178
   Books and Supplies$250
Non-Resident Total Budget $27,195
   Out-of-State Tuition$14,965
   Other Fees$1,511
   Room and Board$7,291
   On-Campus Other Budget$3,178
   Books and Supplies$250

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $18,928 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported UWSP net price for in-state students is $11,561* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

58% of University of Wisconsin Stevens Point students received grant aid in 2014/2015. The average total aid amount was $3,476. 31 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,924. To apply for a Pell Grant to attend University of Wisconsin Stevens Point, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Wisconsin Stevens Point
Financial Aid Summary
Average Annual Net Price$11,561*
Percent of Students Receiving Grant Aid58%
Average Total Grant Aid$3,476
Percent of Students Receiving Pell Grants31%
Average Amount of Pell Grant Aid$3,924

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,295
$30,001 to $48,000$9,818
$48,001 to $75,000$13,859
$75,001 to $110,000$16,101
$110,000+$16,302

Average Financial Aid Mix - $18,928 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $18,928. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

22%
34%
44%

Grants and Scholarships

 22% - $3,476

Money granted to you by the U.S. Department of Education, University of Wisconsin Stevens Point or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 34% - $5,342

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 44% -  $6,932

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Wisconsin Stevens Point
University of Wisconsin Oshkosh4.1% less expensive
University of Wisconsin Green Bay6% less expensive
University of Wisconsin Platteville4.2% less expensive
University of Minnesota Rochester79.4% more expensive
University of Wisconsin River Falls4% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Wisconsin Stevens Point.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at UWSP is $75,712 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $10,177 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $40,708**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $94,640 or $50,885 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Wisconsin Stevens Point.

Wisconsin Resident Tuition Per Semester$3,349
Wisconsin Resident Total Cost Per Semester$9,464
Non-Wisconsin Resident Tuition Per Semester$7,482
Non-Wisconsin Resident Total Cost Per Semester$13,598

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Wisconsin Stevens Point are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Wisconsin Stevens Point
Price per credit hour for Wisconsin residents$279
Cost for one class for Wisconsin residents (3 credit hours)$837
Price per credit hour for out of state residents$624
Cost for one class for out of state residents (3 credit hours)$1,872
Cost for one class for out of state residents (4 credit hours)$2,496

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 65% of University of Wisconsin Stevens Point students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,342.

Example Loan Payments and Costs

How much are student loan payments for University of Wisconsin Stevens Point? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $40,708, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $50,509.29. This could be your effective total out of pocket cost of an education at University of Wisconsin Stevens Point. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 58% of students at this school who receive financial aid and you are paying an average annual net price of $10,177. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Wisconsin Stevens Point student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Wisconsin Stevens Point Student Loan Payments
Example Payments
Monthly Loan Payment$420.91
Amount Borrowed$40,708.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$9,801.29
Sum of All Payments over 10 years$50,509.29

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend UWSP? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Wisconsin Stevens Point, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $50,509.29 would be needed to afford a $420.91 monthly payment in the example $40,708.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Wisconsin Stevens Point in the future? In the past four years, this school's published in-state tuition and fee total rose from $6,298 to $6,698. This amounts to an average annual price increase of 1.3%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $75,712.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Wisconsin Stevens Point.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$26,030$104,122
Estimated Cost in 10 years for students enrolling in 2029$33,222$132,889
Estimated Cost in 15 years for students enrolling in 2034 $42,401$169,603
Estimated Cost in 18 years for students enrolling in 2037 $49,084$196,337

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Wisconsin Stevens Point to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 35 32% cheaper
Dietetics/Dietitian Bachelor's Degree 26 25% cheaper
Early Childhood Education and Teaching Bachelor's Degree 26 21% cheaper
Liberal Arts and Sciences, General Studies and Humanities, Other Associate's Degree 24 18% costlier
Biology/Biological Sciences, General Bachelor's Degree 21 33% cheaper
Business Administration and Management, General Bachelor's Degree 20 21% cheaper
Elementary Education and Teaching Bachelor's Degree 18 23% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 16 22% cheaper
Wildlife, Fish and Wildlands Science and Management Bachelor's Degree 16 19% cheaper
Social Sciences, General Bachelor's Degree 13 29% cheaper
Special Education and Teaching, General Bachelor's Degree 13 24% cheaper
Forestry, General Bachelor's Degree 12 26% cheaper
Accounting Bachelor's Degree 12 27% cheaper
Athletic Training/Trainer Bachelor's Degree 11 28% cheaper
Economics, General Bachelor's Degree 11 39% cheaper
Spanish Language and Literature Bachelor's Degree 10 37% cheaper
Psychology, General Bachelor's Degree 9 33% cheaper
Music Teacher Education Bachelor's Degree 9 28% cheaper
Political Science and Government, General Bachelor's Degree 9 35% cheaper
Sociology Bachelor's Degree 8 34% cheaper
Communication, General Bachelor's Degree 8 30% cheaper
Music Performance, General Bachelor's Degree 7 32% cheaper
History, General Bachelor's Degree 7 34% cheaper
Fine and Studio Arts Management Bachelor's Degree 7 37% cheaper
International/Global Studies Bachelor's Degree 6 38% cheaper
Philosophy Bachelor's Degree 6 40% cheaper
Information Technology Bachelor's Degree 6 20% cheaper
Biological and Physical Sciences Bachelor's Degree 6 33% cheaper
Paper Science and Engineering Bachelor's Degree 6 10% costlier
English Language and Literature, General Bachelor's Degree 4 32% cheaper
Natural Resources and Conservation, Other Bachelor's Degree 4 32% cheaper
Geography Bachelor's Degree 4 26% cheaper
Geology/Earth Science, General Bachelor's Degree 3 34% cheaper
German Language and Literature Bachelor's Degree 3 42% cheaper
Social Work Bachelor's Degree 3 25% cheaper
Health Professions and Related Clinical Sciences, Other Bachelor's Degree 3 30% cheaper
Mathematics, General Bachelor's Degree 3 34% cheaper
Soil Science and Agronomy, General Bachelor's Degree 2 31% cheaper
French Language and Literature Bachelor's Degree 2 41% cheaper
Music, General Bachelor's Degree 2 34% cheaper
Design and Visual Communications, General Bachelor's Degree 2 31% cheaper
Natural Resources Management and Policy Bachelor's Degree 2 29% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 2 24% cheaper
Music History, Literature, and Theory Bachelor's Degree 2 41% cheaper
Web Page, Digital/Multimedia and Information Resources Design Bachelor's Degree 2 6% cheaper
Dance, General Bachelor's Degree 2 40% cheaper
Public Administration Bachelor's Degree 1 20% cheaper
Interior Design Bachelor's Degree 1 30% cheaper
Family and Consumer Sciences/Home Economics Teacher Education Bachelor's Degree 1 13% cheaper
Biochemistry Bachelor's Degree 1 42% cheaper
Communication Sciences and Disorders, General Bachelor's Degree 1 25% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 1 36% cheaper
Health and Physical Education/Fitness, General Bachelor's Degree 1 25% cheaper
Chemistry, General Bachelor's Degree 1 35% cheaper
Physics, General Bachelor's Degree 1 38% cheaper

Calculators

Use the calculators below to formulate a college savings plan for University of Wisconsin Stevens Point or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Wisconsin Stevens Point in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Wisconsin Stevens Point student loan.

Prepayment Option

About University of Wisconsin Stevens Point

University of Wisconsin Stevens Point is a four year public college located in Stevens Point, Wisconsin.  Full time enrollment is 7,797 and part time is 830.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
University of Wisconsin Stevens Point
2100 Main St
Stevens Point, Wisconsin
54481

For Profit / Not For Profit Status

University of Wisconsin Stevens Point is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Wisconsin Stevens Point cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=240480 IPEDS survey data.